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Consumer

Craigen, In re--Randolph v. Craigen

Ruling
Court found disputed facts on adequacy of records and asset loss explanations, delaying ruling on debtor’s discharge. (Bankr. W.D. Tenn.)
Issue(s)
Discharge; Grounds for Denial.

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Consumer opinion summary, case decided on June 16, 2025 , LexisNexis #0825-067

Monplaisir, In re

Ruling
Court denied motion to sever and convert as debtor’s unsecured debts exceeded Chapter 13 eligibility limit. (Bankr. S.D.N.Y.)
Issue(s)
Who May Be a Debtor; Chapter 13.

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Consumer opinion summary, case decided on June 16, 2025 , LexisNexis #0825-052

Bins, In re

Ruling
Creditor’s amended claim for final cure payments disallowed due to failure to provide accurate response to trustee’s notice regarding amounts due. (Bankr. W.D. Tenn.)
Issue(s)
Notice Relating to Claims Secured By Security Interest in the Debtor’s Principal Residence.

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Consumer opinion summary, case decided on June 13, 2025 , LexisNexis #0825-073

Johnson, In re

Ruling
Court allowed late-filed rejection damages claim as debtor’s plan was filed after bar date, preventing earlier notice. (Bankr. E.D.N.Y.)
Issue(s)
Filing Proof of Claim or Interest; Time for Filing; Rejection of Executory Contract or Unexpired Lease Claims.

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Consumer opinion summary, case decided on June 13, 2025 , LexisNexis #0825-072

Norton, In re

Ruling
Court discharged debt as debtor’s partial repayments showed no intent to defraud. (Bankr. E.D. Mich.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Fraud; False Pretenses, False Representations or Actual Fraud.

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Consumer opinion summary, case decided on June 13, 2025 , LexisNexis #0825-064

Lewis, In re

Ruling
Court ruled that creditor’s claim was unenforceable because the underlying 2004 judgment expired under 20-year revival limit. (Bankr. M.D. Ala.)
Issue(s)
Extension of Time; Actions Against Debtor.

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Consumer opinion summary, case decided on June 13, 2025 , LexisNexis #0825-051

Hudson, In re

Ruling
Court found that the Debtors' income was insufficient to make the payments under the reaffirmation agreement after accounting for expenses. (Bankr. M.D. Fla.)
Issue(s)
Effect of Discharge.

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Consumer opinion summary, case decided on June 12, 2025 , LexisNexis #0825-088

Wheeler, In re

Ruling
Debtor denied discharge for knowingly omitting business interests, while debt from robocalls was discharged as no willful injury was proven. (Bankr. M.D. Tenn.)
Issue(s)
Discharge; Grounds for Denial; Fraud; False Oath or Account by Debtor.

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Consumer opinion summary, case decided on June 12, 2025 , LexisNexis #0825-068

McWhorter, In re

Ruling
Motion to avoid lien denied as foreclosure judgment did not convert consensual mortgage lien into a judicial lien. (Bankr. W.D. Okla.)
Issue(s)
Exemptions; Liens Impairing Exempt Property.

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Consumer opinion summary, case decided on June 12, 2025 , LexisNexis #0825-061

Smith, In re--Keasler v. Smith

Ruling
Court excepted debt from discharge as debtor made false representations with intent to deceive. (Bankr. D. Kan.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted.

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Consumer opinion summary, case decided on June 11, 2025 , LexisNexis #0825-063