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Rule 3002.1

Bins, In re

Ruling
Creditor’s amended claim for final cure payments disallowed due to failure to provide accurate response to trustee’s notice regarding amounts due. (Bankr. W.D. Tenn.)
Issue(s)
Notice Relating to Claims Secured By Security Interest in the Debtor’s Principal Residence.

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Consumer opinion summary, case decided on June 13, 2025 , LexisNexis #0825-073

Himes, In re

Ruling
Court sanctioned bank for inaccurate response to notice regarding debtors' payment status. (Bankr. E.D. Wis.)
Issue(s)
Notice Relating to Claims Secured By Security Interest in the Debtor’s Principal Residence.

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Consumer opinion summary, case decided on March 03, 2025 , LexisNexis #0525-049

Trevino, In re--Trevino v. HSBC Mortg. Servs.

Ruling
Mortgage servicer ordered to pay fees and damages for attempting to collect ad valorem taxeson debtor's property pursuant to false 3002.1 notice. (Bankr. S.D. Tex.)
Issue(s)
Notice Relating to Claims Secured By Security Interest in the Debtor’s Principal

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Court :
Consumer opinion summary, case decided on January 31, 2020 , LexisNexis #0320-049

In re Felipe

Ruling
Plan payments adjusted to accommodate increased condominium association fees although the association failed to disclose all required information in proof of claim.
Issue(s)
Whether creditor condominium association was entitled to relief from stay to pursue lien rights against debtors?

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Consumer opinion summary, case decided on April 22, 2016 , LexisNexis #0516-102

In re Robertson

Ruling
Chapter 13 plan payments could be increased to accommodate increased mortgage fees, expenses and charges.
Issue(s)
Could trustee obtain an increase in chapter 13 plan payments to accommodate increased postconfirmation mortgage fees and expenses and charges?

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Consumer opinion summary, case decided on December 30, 2015 , LexisNexis #0116-137

In re Fitch

Ruling
Debtor not entitled to an order finding that mortgage obligations were current.
Issue(s)
Were debtor's entitled to an order determining that their mortgage loan obligations were current?

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Consumer opinion summary, case decided on November 03, 2015 , LexisNexis #1115-139

In re Longmire

Ruling
Creditor precluded from presenting omitted information from claim and charged with attorneys' fees and expenses due to failure to comply with Rule 3002.1.
Issue(s)
Should creditor be sanctioned for failure to respond to the trustee's notice of final cure payment and completion of plan payments where debtor contends that all amounts required to cure all defaults have been paid in full and that all pre-petition and post-petition payments due to lender have been paid?

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Consumer opinion summary, case decided on September 11, 2015 , LexisNexis #1015-034

Trevino v. HSBC Mortg. Servs. (In re Trevino)

Ruling
FDCPA claims based on improper service of Rule 3002.1 notice are not preempted by the Bankruptcy Code.
Issue(s)
Were debtors Fair Debt Collection Practices Act claims against bank preempted by the Bankruptcy Code?

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Consumer opinion summary, case decided on June 19, 2015 , LexisNexis #0715-066

In re Hale

Ruling
Mortgage creditor's application for attorneys' fees denied due to insufficient Rule 3002.1 notice.
Issue(s)
Was mortgage creditor entitled to postpetition fees, expenses and charges?

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Consumer opinion summary, case decided on March 16, 2015 , LexisNexis #0415-034

Winnecour v. First Commonwealth Bank (In re Susanek)

Ruling
Bank entitled to attorneys' fees incurred in preparation of Rule 3002.1 notice.
Issue(s)
Whether a creditor may recover attorneys' fees incurred while preparing a notice of post-petition fees and expenses in compliance with Bankruptcy Rule 3002.1?

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Consumer opinion summary, case decided on September 30, 2014 , LexisNexis #1114-033