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District of north carolina

Williams Land Clearing, Grading, & Timber Logging, LLC, In re--Williams Land Clearing, Grading, & Timber Logging, LLC v. Apex Funding Source LLC

Ruling
Payment directly to creditor of receivable owed to debtor was avoidable as it allowed creditor to receive more than it would have in a Chapter 7 case. (Bankr. E.D.N.C.)
Issue(s)
Preferences.

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Commercial opinion summary, case decided on May 16, 2025 , LexisNexis #0725-065

Sliwinski, In re--Sliwinski v. Sliwinski

Ruling
Chapter 13 debtor lacks standing to sell property under Section 363(h). (Bankr. E.D.N.C.)
Issue(s)
Rights and Powers of Debtor.

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Consumer opinion summary, case decided on March 10, 2025 , LexisNexis #0525-043

Ray, In re

Ruling
IRS willfully violated discharge injunction but debtor had to exhaust administrative remedies before seeking damages in bankruptcy. (Bankr. W.D.N.C.)
Issue(s)
Effect of Discharge.

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Consumer opinion summary, case decided on January 15, 2025 , LexisNexis #0325-063

Brooks, In re

Ruling
Debtor's proposed plan to pay a mortgage claim at Till rate of interest denied as the claim was secured only by the debtor's principal residence and the contract rate could not be modified. (Bankr. W.D.N.C.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Allowed Secured Claimholders.

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Consumer opinion summary, case decided on December 20, 2024 , LexisNexis #0325-072

Green, In re

Ruling
Confirmation of debtor's amended Chapter 13 plan was warranted as the debtor had a statutory right to amend the plan before confirmation. (Bankr. W.D.N.C.)
Issue(s)
Modification of Plan Before Confirmation.

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Consumer opinion summary, case decided on November 13, 2024 , LexisNexis #0125-068

Lamb, In re

Ruling
Debtors' testimony alone, without a rational basis for the stated value, was insufficient to meet the burden of proof on valuation for purposes of cram down. (Bankr. E.D.N.C.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Allowed Secured Claimholders; Retention of Lien and Distribution of Property.

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Consumer opinion summary, case decided on October 22, 2024 , LexisNexis #0125-021

Gabriel Custom Homes, LLC, In re

Ruling
Bankruptcy court denied creditor's motion for relief from an automatic stay of foreclose proceedings as there where factual issues as to whether the property was the debtor's domicile and whether a scheme had occurred to hinder or defraud the creditor. (Bankr. W.D.N.C.)
Issue(s)
Automatic Stay; Relief from Stay; Scheme to Delay, Hinder and Defraud Creditors With Claims Secured by Real Property.

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Commercial opinion summary, case decided on September 30, 2024 , LexisNexis #1224-029

Pli Y Hmok, In re

Ruling
Postpetition sale that resulted in the termination of a tenancy by the entirety extinguished anyexemption created by the Bankruptcy Code in the proceeds. (Bankr. W.D.N.C.)
Issue(s)
Property of the Estate.

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Consumer opinion summary, case decided on June 24, 2024 , LexisNexis #0824-098

Lyle, In re

Ruling
Unsecured creditor that committed the intentional act of mailing invoices with the imputedknowledge of the stay was subject to appropriate damages. (Bankr. E.D.N.C.)
Issue(s)
Automatic Stay; Scope.

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Consumer opinion summary, case decided on June 21, 2024 , LexisNexis #0824-080

Wireless Sys. Solutions LLC, In re

Ruling
Bankruptcy court declined to hold the assignee's in contempt as debtor LLC did not show itsuffered harm tied to the bankruptcy case as a direct result of the assignees’ stay violation.(Bankr. E.D.N.C.)
Issue(s)
Automatic Stay; Scope.

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Commercial opinion summary, case decided on June 21, 2024 , LexisNexis #0824-079