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Venture Bank v. Lapides

Ruling
Post-discharge reaffirmation agreement, not filed with bankruptcy court, was not enforceable.
Issue(s)
Were post-discharge agreements that extended the maturity date of debtors' loan for six months without court approval properly held to be unenforceable reaffirmation agreements?

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on August 25, 2015 , LexisNexis #0915-053

Cox v. Momar Inc. (In re Affiliated Foods Southwest Inc.)

Ruling
Two-year lookback was applicable for establishing ordinary course of business defense to avoidance where there were only three transactions in the year prior to the petition date.
Issue(s)
Were preference period payments by debtor wholesale food cooperative to creditor supplier of cleaning and sanitation products avoidable as made in the ordinary course of business and what was the proper look-back period for ascertaining the usual payment practice between debtor and creditor?

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Court :
Judge or Jurisdiction information not available
Commercial opinion summary, case decided on April 10, 2014 , LexisNexis #0414-126

Stoebner v. San Diego Gad & Elec. Co. (In re LGI Energy Solutions Inc.)

Ruling
Two utilities could each offset subsequent new value from preference period payments.
Issue(s)
Could utilities offset amount of payments received by debtor bill payment company from customers during preference period against payments made by debtor pursuant to subsequent new value exception to avoidance?

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Court :
Judge or Jurisdiction information not available
Commercial opinion summary, case decided on March 20, 2014 , LexisNexis #0414-024

In re Thompson

Ruling
Debt owed by contractor to subcontractor was dischargeable absent preexisting fiduciary relationship.
Procedural posture

Appellate creditor, a subcontractor, commenced an adversary proceeding in the United States Bankruptcy Court for the District of Minnesota to have a debt owed to him by appellee debtor, the owner and manager of a contracting company, declared nondischargeable. The creditor appealed the Bankruptcy Appellate Panel's (BAP) determination that neither 11 U.S.C.S. § 523(a)(4) nor 11 U.S.C.S. § 523(a)(6) barred discharge of the debt.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on July 30, 2012 , LexisNexis #0812-082

Lovald v. Falzerano (In re Falzerano)

Ruling
Trustee's turnover claim based on unjust enrichment properly denied as beyond the scope of §542(a).
Procedural posture

Debtor filed for chapter 7 bankruptcy relief. Plaintiff bankruptcy trustee commenced an adversary turnover proceeding under 11 U.S.C.S. § 542(a) against defendants, a probate estate and others, alleging an unjust enrichment claim. The bankruptcy court found that defendants were not unjustly enriched. The Bankruptcy Appellate Panel for the Eighth Circuit (BAP) affirmed on an alternative ground involving the scope of § 542(a). The trustee appealed.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on July 23, 2012 , LexisNexis #0812-053

Arvest Mortg. Co. v. Nail (In re Nail)

Ruling
Bankruptcy appellate panel properly reversed nondischargeability of debt for fiduciary defalcation where state law had not created express or technical trust.
Procedural posture

Appellant mortgage company sought a judgment declaring appellee debtor's mortgage debt nondischargeable. The bankruptcy court concluded that $65,000 of the debt was nondischargeable under 11 U.S.C.S. § 523(a)(4) because debtor held that amount of settlement proceeds in a fiduciary capacity created by Ark. Code Ann. § 4-58-105(b)(2). The U.S. Bankruptcy Appellate Panel for the Eighth Circuit (BAP) reversed. The mortgage company appealed.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on June 05, 2012 , LexisNexis #0612-117

Mid-City Bank v. Skyline Woods Homeowners Assn (In re Skyline Woods Country Club)

Ruling
Bankruptcy Appellate Panel properly denied motion to reopen case to void state court judgment that was entitled to full faith and credit.
Procedural posture

Appellants, a corporation that purchased a golf course from the estate of a Chapter 11 debtor and its secured lender, appealed from the U.S. Bankruptcy Appellate Panel for the Eighth Circuit's (BAP) denial of their motion to reopen the closed bankruptcy proceedings in order to declare the Supreme Court of Nebraska's judgment, that the bankruptcy sale did not extinguish equitable interests in having the property maintained as a golf course, void.

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Court :
Judge or Jurisdiction information not available
Commercial opinion summary, case decided on February 22, 2011 , LexisNexis #0311-068

Educational Credit Mgmt. Corp. v. Jesperson

Ruling
Undue hardship discharge of student loan debt reversed where debtor was a recently licensed lawyer who qualified for the Claims Contingency Repayment Plan.
Procedural posture

Appellant creditor appealed from the order of the district court for the District of Minnesota which affirmed the order of the bankruptcy court that granted appellee attorney an undue hardship discharge from repaying his student loans under 11 U.S.C.S. § 523(a)(8). The case also implicated the Income Contingent Repayment Plan (ICRP), 20 U.S.C.S. § 1087e(d)(1)(D).

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on July 08, 2009 , LexisNexis #0809-030

Kaler v. Bala (In re Racing Servs. Inc.)

Ruling
Equitable subordination of claim properly vacated after underlying criminal conviction was reversed.
Procedural posture

Appellant bankruptcy trustee sought review of a decision from the bankruptcy appellate panel for the eighth circuit (BAP), which affirmed an order by the bankruptcy court granting, pursuant to Fed. R. Civ. P. 60(b)(5), appellee claimant's motion to vacate an earlier order subordinating her claim for administrative expenses.

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Court :
Judge or Jurisdiction information not available
Commercial opinion summary, case decided on July 02, 2009 , LexisNexis #0809-029