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southern district of iowa

Jasper v. Hussain (In re Hussain)

Ruling
Judgment of wrongful discharge satisfied willful or malicious standard and was nondischargeable.
Procedural posture

Plaintiff judgment creditor filed an adversary proceedings against defendant chapter 7 debtor, seeking a determination that a judgment she obtained against the debtor in an Iowa court was nondischargeable under 11 U.S.C.S. § 523(a)(6). The case was tried to the court.

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Consumer opinion summary, case decided on March 30, 2012 , LexisNexis #0412-119

Shaffer v. United States Dept of Educ.

Ruling
Undue hardship discharge of student loan debt granted due to income limitations caused by debtor's mental illness.
Procedural posture

Chapter 7 debtor brought an adversary proceeding seeking discharge of her student loan obligations pursuant to 11 U.S.C.S. § 523(a)(8).

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Consumer opinion summary, case decided on December 01, 2011 , LexisNexis #0112-018

Bank Iowa v. Villalobos (In re Villalobos)

Ruling
Alleged misrepresentations were not grounds for nondischargeability given creditor's knowledge of debtor's guarantees and debtor's lack of intent to deceive.
Procedural posture

Plaintiff bank filed this adversary proceeding pursuant to 11 U.S.C.S. § 523(a)(2) to contest the dischargeability of obligations owing to it by defendant debtor which arose under his personal guaranties of business debts. The matter was pending the court's decision following trial.

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Consumer opinion summary, case decided on November 09, 2011 , LexisNexis #1211-085

Brown v. Iowa Dept of Revenue (In re Brown)

Ruling
Taxes were nondischargeable due to debtor's voluntary and knowing pattern of failing to file timely and accurate returns.
Procedural posture

Debtor filed a complaint seeking to discharge state income taxes, penalties and interest for tax years 1986 through 2007 pursuant to 11 U.S.C.S. § 523(a)(1)(B)(ii) and 11 U.S.C.S. § 507(a)(8).

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Consumer opinion summary, case decided on August 29, 2011 , LexisNexis #1011-115

Bank Iowa v. Torres (In re Torres)

Ruling
Contractor loan advance was nondischargeable where debtor misrepresented financial status of company.
Procedural posture

Plaintiff creditor filed a timely adversary proceeding complaint against defendant debtor objecting to dischargeability of debt pursuant to 11 U.S.C.S. § 523(a)(2)(A), (a)(2)(B), (a)(6). A trial was conducted on the creditor's complaint.

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Consumer opinion summary, case decided on April 04, 2011 , LexisNexis #0511-119

Dickinson v. Pohle (In re Pohle)

Ruling
Discharge denied due to failure to maintain records and inability to account for disposition of funds or lack of assets.
Procedural posture

Plaintiff creditors filed a complaint objecting to defendant Chapter 7 debtor's discharge pursuant to 11 U.S.C.S. § 727(a)(2)(A), (a)(3), (a)(4), (a)(5), and objecting to the dischargeability of a particular debt under 11 U.S.C.S. § 523. The debtor filed a motion to dismiss certain of the counts.

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Consumer opinion summary, case decided on March 21, 2011 , LexisNexis #0411-138

Tritch v. BAC Home Loans Servicing LP (In re Tritch)

Ruling
Chapter 7 debtors could not strip off wholly unsecured lien.
Procedural posture

Debtors filed an adversary proceeding against defendant mortgage creditor. The complaint asserted claims based upon 11 U.S.C.S. § 506(a), (d) and Fed. R. Bankr. P. 3012 for the purpose of avoiding the mortgage. Debtors filed a Motion for Default Judgment ("Motion"), and a hearing was held.

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Consumer opinion summary, case decided on February 11, 2011 , LexisNexis #0411-008

Mayfield v. Vlieger (In re Vlieger)

Ruling
Debt was nondischargeable pursuant to deemed admissions by pro se debtor who failed to respond to requests to admit.
Procedural posture

Creditors filed an adversary proceeding against defendant debtor objecting to the dischargeability of debt pursuant to 11 U.S.C.S. § 523(a)(2)(A), (a)(4) and (a)(6). Plaintiffs also sought punitive damages and attorney fees. Plaintiffs filed a motion for summary judgment.

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Consumer opinion summary, case decided on February 11, 2011 , LexisNexis #0411-011

Lobdell v. Rodruck (In re Rodruck)

Ruling
Amounts personally guaranteed to creditor by debtor contractor who breached construction contract were nondischargeable.
Procedural posture

Plaintiff creditor filed a complaint to determine the dischargeability of a debt pursuant to 11 U.S.C.S. §§ 523(a)(2)(A) and 523(a)(6) arising from the construction of a house by the debtor's business.

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Consumer opinion summary, case decided on April 28, 2010 , LexisNexis #0710-118

Little Family Farms co. v. Mortensen (In re Mortensen)

Ruling
Construction loan debt was nondischargeable due to debtor's embezzlement of funds for personal use.
Procedural posture

Plaintiff creditor filed an adversary proceeding against defendant debtor seeking a determination that its debt was nondischargeable pursuant to 11 U.S.C.S. § 523(a)(2)(A), § 523(a)(4), or § 523(a)(6).

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Consumer opinion summary, case decided on March 17, 2009 , LexisNexis #0609-007