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§ 523(a)(8)

Garcia, In re--Garcia v. United States Dep't of Educ.

Ruling
Discharge of student loan debt was denied because debtor could maintain minimal living standard, lacked evidence of long-term hardship, and failed to show good faith repayment efforts. (Bankr. W.D. Tex.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Consumer opinion summary, case decided on May 16, 2025 , LexisNexis #0725-063

Golden, In re--Golden v. Nat'l Collegiate Student Loan Trust 2006-4

Ruling
Student and bar loans deemed potentially dischargeable as one exceeded cost of attendance and the other was not for qualified education expenses. (Bankr. E.D.N.Y.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Consumer opinion summary, case decided on May 07, 2025 , LexisNexis #0725-039

Rosen, In re--Rosen v. Tex. Guar. Student Loan Corp.

Ruling
Student loan debt was dischargeable where debtor met all three prongs of the Brunner test. (Bankr. W.D. Va.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Consumer opinion summary, case decided on March 25, 2025 , LexisNexis #0525-086

Duncanson, In re

Ruling
Debtor's motion to reconsider nondischargeability of Department of Education loan based on the unavailability of the SAVE Plan denied as the plan was considered in the original ruling, but was not the deciding factor. (Bankr. N.D. Iowa)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Consumer opinion summary, case decided on January 06, 2025 , LexisNexis #0325-039

Chase, In re--Chase v. U.S. Dep't of Educ.

Ruling
Debtor’s choice to live in a rural area and work as a carpenter was a choice that did not maximize his income potential and did not establish an undue hardship that would warrant discharging his student loans. (Bankr. D. Me.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Consumer opinion summary, case decided on December 12, 2024 , LexisNexis #0225-068

Raynor, In re

Ruling
Court denied discharge of student loan debt as debtor failed to provide sufficient explanation for not pursuing employment in her field of study and working lower-paying jobs. (Bankr. E.D.N.C.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Consumer opinion summary, case decided on November 20, 2024 , LexisNexis #0225-018

Hollowell, In re--Hollowell v. Dep't of Educ.

Ruling
Debtor was not entitled to an undue hardship discharge of student loan debt due to failure to show current inability to repay would persist for a significant period. (Bankr. W.D. Tex.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Commercial opinion summary, case decided on October 23, 2024 , LexisNexis #0125-014

Kumm, In re

Ruling
It was not required to reopen debtor’s case to determine if student loan debt had beendischarged. (Bankr. E.D. Wis.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Consumer opinion summary, case decided on August 23, 2024 , LexisNexis #1124-012

Duncanson, In re--Duncanson v. Bank of N.D.

Ruling
Court discharged bank's educational expenses loan due to undue hardship on debtor. (Bankr.N.D. Iowa)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Consumer opinion summary, case decided on July 19, 2024 , LexisNexis #0924-065

Irigoyen, In re--Irigoyen v. 1600 West Invs., LLC

Ruling
Bankruptcy court erred in determining that the debt to creditors was not discharged untildebtor obtained a judgment of dischargeability. (B.A.P. 9th Cir.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Educational Loans.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on May 03, 2024 , LexisNexis #0724-041