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northern district of alabama

Hines v. Scottsboro Inv. Grp., LLC (In re Hines)

Ruling
Motion to avoid lien placed by LLC on debtor's home was barred by res judicata. (Bankr. N.D.Ala.)
Issue(s)
Exemptions; Liens Impairing Exempt Property.

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Consumer opinion summary, case decided on January 10, 2017 , LexisNexis #0217-033

Kaye v. Barber Milk, LLC (In re BFW Liquidation, LLC)

Ruling
Transfers are avoidable as defendants cannot use the paid new value to reduce their liability.(Bankr. N.D. Ala.)
Issue(s)
Preferences; Exceptions to Avoidance; Subsequent New Value.

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Commercial opinion summary, case decided on December 20, 2016 , LexisNexis #0117-076

Kaye v. Blue Bell Creameries, Inc. (In re BFW Liquidation, LLC)

Ruling
Creditor failed to show that preferential transfers from debtor were made in ordinary courseof business. (Bankr. N.D. Ala.)
Issue(s)
Preferences; Exceptions to Avoidance; Payments in Ordinary Course of Business.

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Commercial opinion summary, case decided on December 20, 2016 , LexisNexis #0117-075

Ellswick v. Quantum3 Grp., LLC (In re Ellswick)

Ruling
Creditor’s failure to include copy of credit agreement with proof of claim did not give rise to aFair Debt Collection Practices Act claim. (Bankr. N.D. Ala.)
Issue(s)
Proof of Claim; Who May Execute.

ABI Membership is required to access the full summary of Ellswick v. Quantum3 Grp., LLC (In re Ellswick) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on November 23, 2016 , LexisNexis #1216-087

Avadian Credit Union v. Hamm (In re Hamm)

Ruling
Auto loan balance was dischargeable as damage caused in accident while debtor was driving while intoxicated was not a willful or malicious injury.
Issue(s)
Was debt owed to auto loan creditor for damage incurred to motor vehicle when debtor was driving while intoxicated nondischargeable as caused by willful or malicious conduct?

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Consumer opinion summary, case decided on July 07, 2016 , LexisNexis #0816-013

Edwards Specialties, Inc. v. Olive Props. (In re Edwards)

Ruling
Creditor could set off debtor’s judgment against judgments held against individual andcorporate debtors. (Bankr. N.D. Ala.)
Issue(s)
Setoff.

ABI Membership is required to access the full summary of Edwards Specialties, Inc. v. Olive Props. (In re Edwards) Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on July 06, 2016 , LexisNexis #1216-019

Sithole v. Redstone Fed. Credit Union (In re Bevin Sithole SSN XXX-XX-3690)

Ruling
Second mortgage on residence being rebuilt after tornado was partially secured and could not be avoided.
Issue(s)
Could second mortgage on residence being rebuilt after a tornado be avoided?

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Commercial opinion summary, case decided on July 01, 2016 , LexisNexis #0716-114

Powers v. Henderson (In re Powers)

Ruling
Stay pending appeal of dismissal of debtor's sixth bankruptcy case denied.
Issue(s)
Should debtor be granted a stay pending appeal of the dismissal of debtor's sixth bankruptcy case?

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Consumer opinion summary, case decided on April 15, 2016 , LexisNexis #0516-070

In re Mixson

Ruling
Hardship discharge denied to incarcerated debtor but granted to debtor spouse.
Issue(s)
Were married debtors entitled to hardship discharges?

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Consumer opinion summary, case decided on April 14, 2016 , LexisNexis #0516-066

834 Golden Gate Lane Holdings LLC v. Savage (In re Savage)

Ruling
Debtor spouse CPA denied discharge due to numerous omissions from statement of financial affairs.
Issue(s)
Should debt be held nondischargeable or should debtor spouse's discharge be denied due to false oaths and omissions in schedules and statement of financial affairs?

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Consumer opinion summary, case decided on March 04, 2016 , LexisNexis #0316-129