Northern District

Simmons, In re--Simmons v. Pingora Loan Serv. LLC

Ruling: 
Creditor's right to full repayment, whether from insurance proceeds or otherwise, prior to releasing lien, could not be modified in Chapter 13 case. (Bankr. N.D. Ala.)
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Commercial case opionion summary, case decided on April 04,2023, LexisNexis #0623-018

Ingram, In re

Ruling: 
Court did not find necessary cause to extend the term of a Chapter 13 plan beyond thirty-six months for the below-median debtor given the tremendous discrepancy between the value of the asset being preserved and the high cost to debtor and estate. (Bankr. N.D. Ala.)
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Consumer case opionion summary, case decided on March 15,2023, LexisNexis #0523-021

Roberts, In re

Ruling: 
Creditor failed to establish by a preponderance of the evidence that she delivered or disbursedfunds to the debtor and that he accepted those funds as a loan which could form the basis of avalid claim. (Bankr. N.D. Ala.)
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Consumer case opionion summary, case decided on November 18,2022, LexisNexis #0123-58

Haney, In re

Ruling: 
Chapter 7 trustee's attorney was entitled to compensation and expenses as the debtor had notpresented any facts, testimony, evidence, or law that backed up her objection. (Bankr. N.D. Ala.)
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Consumer case opionion summary, case decided on August 12,2022, LexisNexis #1022-024

Karr, In re--Leo v. Deutsche Bank Nat’l Trust Co.

Ruling: 
Bank should not expect the appellate court to impose an equitable remedy to correct amortgage the bank had already foreclosed in full satisfaction of its debt. (Bankr. N.D. Ala.)
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Consumer case opionion summary, case decided on March 07,2022, LexisNexis #0522-016

Haney, In re--Haney v. Schilling

Ruling: 
Debtor sanctioned as he repeatedly made accusations against the court, the bankruptcyadministrator, and the clerk of the bankruptcy court and had not provided any evidence orproof of any allegation or accusation. (Bankr. N.D. Ala.)
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Consumer case opionion summary, case decided on February 10,2022, LexisNexis #0422-025

Kessler, In re--Hagan v. Kessler

Ruling: 
Debtor was denied a discharge as she recorded a mortgage on her property with her husbandas mortgagee and operating as a company that had been out of business for more than 20years. (Bankr. N.D. Ala.)
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Consumer case opionion summary, case decided on June 14,2021, LexisNexis #0821-017

Wilson, In re

Ruling: 
Confirmation of debtors' amended plan was denied as the plan did not propose periodicpayments in equal monthly amounts as required by the Bankruptcy Code. (Bankr. N.D. Ala.)
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Consumer case opionion summary, case decided on June 15,2021, LexisNexis #0821-024

Rodriguez, In re--Signal Asset Mgmt., LLC v. Rodriguez

Ruling: 
Debt was dischargeable where creditor failed to prove that debtor made a direct, falserepresentation that he engaged in a series of transactions with reckless disregard for the truth.(Bankr. N.D. Ala.)
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Consumer case opionion summary, case decided on March 30,2021, LexisNexis #0521-063

Stanford, In re

Ruling: 
Chapter 11 case dismissed or converted as the creditor demonstrated conduct thatrepresented gross mismanagement of the estate. (Bankr. N.D. Ala.)
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Consumer case opionion summary, case decided on March 15,2021, LexisNexis #0521-018

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