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northern district of alabama

Vision Bank v. Harless (In re Harless)

Ruling
Claim was nondischargeable due to debtor's willful removal of fixtures and damage to property.
Issue(s)
Was amount spent by creditor on repairs to property allegedly damaged by debtor nondischargeable?

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Consumer opinion summary, case decided on November 27, 2013 , LexisNexis #1213-084

Lioce v. Heinz (In re Heinz)

Ruling
Discharge denied due to lost records and false statements in schedules.
Issue(s)
Should discharge be denied due to debtor's failure to list checking accounts, failure to amend her schedules postconversion to reflect ledger balance, misrepresentations of income, and failures to disclose transfers to spouse and son or current address.

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Consumer opinion summary, case decided on November 12, 2013 , LexisNexis #1213-023

Woody v. Woody (In re Woody)

Ruling
Former spouse's property settlement with debtor over restaurant profits was dischargeable.
Issue(s)
Was debt to former spouse for lost profits of restaurant business nondischargeable.

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Consumer opinion summary, case decided on November 06, 2013 , LexisNexis #1113-117

In re Curtis

Ruling
Debtor could cure arrearage under agreement for deed over life of plan as secured claim.
Issue(s)
Could agreement for deed be treated as a secured claim under debtor's chapter 13 plan.

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Consumer opinion summary, case decided on September 19, 2013 , LexisNexis #1013-027

Merchant v. Hill (In re Hill)

Ruling
Restitution ordered in theft conviction was nondischargeable.
Issue(s)
Was restitution ordered as part of criminal sentence for theft nondischargeable.

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Consumer opinion summary, case decided on September 16, 2013 , LexisNexis #1013-011

Stuart v. Mendenall (In re Mendenall)

Ruling
Extension of time to file nondischargeability proceeding ran from original deadline, not date of order.
Issue(s)
Whether a generic extension of the time for a creditor to file a complaint against the debtor, objecting to the dischargeability of a debt, ran from the date of the order granting the extension or from the date of the original deadline.

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Consumer opinion summary, case decided on July 31, 2013 , LexisNexis #0813-104

Gilliland v. Gilliland (In re Gilliland)

Ruling
Debtor's obligation to maintain life insurance in favor of former spouse was nondischargeable.
Issue(s)
Whether a debtor was allowed to discharge an obligation he had to maintain a life insurance policy that designated his former spouse as the sole beneficiary.

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Consumer opinion summary, case decided on July 29, 2013 , LexisNexis #0813-088

Bank of N.Y. Mellon v. Jefferson County (In re Jefferson County)

Ruling
Professional services fees that qualified as operating expenses could be satisfied from debtor county's sewer revenues.

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Commercial opinion summary, case decided on June 27, 2013 , LexisNexis #0813-097

In re Jefferson County

Ruling
Stay applied to reinsurer's action against underwriters with cross claims against debtor county.
Procedural posture

An insurer of warrants for sewer system improvements issued by a bankruptcy debtor which was a county brought an action in state court against the debtor and underwriters of the warrants based on fraud, and a reinsurer of the warrants brought a virtually identical action against the underwriters which asserted cross-claims against the debtor. The reinsurer moved for a determination that the automatic bankruptcy stay did not apply to its action.

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Commercial opinion summary, case decided on April 15, 2013 , LexisNexis #0513-006

Stanley v. Stanley (In re Stanley)

Ruling
Debts owed directly to credit card creditor under divorce decree were dischargeable.
Procedural posture

The former wife of the debtor filed an adversary proceeding asserting that several obligations imposed on debtor by the parties' divorce decree were nondischargeable pursuant to 11 U.S.C.S. § 523(a)(15), under the abuse and bad faith provisions of 11 U.S.C.S. § 707(b)(1) and (3). Debtor moved for partial summary judgment.

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Consumer opinion summary, case decided on March 29, 2013 , LexisNexis #0513-054