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northern district of alabama

Brown, In re--Brown v. Williamson & Brown, LLC

Ruling
Court will not sanction defendants as it held that it is not the proper forum for hearing thedebtor's claim against defendants for there were alternative remedies available to debtor.(Bankr. N.D. Ala.)
Issue(s)
Power of Court; Issuance of Necessary or Appropriate Order, Process, or Judgment.

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Consumer opinion summary, case decided on December 15, 2017 , LexisNexis #0118-061

Floyd v. Floyd (In re Floyd)

Ruling
Debt that arised from an obligation to make mortgage payments deemed dischargeable as itwas a property settlement based on the language of the divorce decree. (Bankr. N.D. Ala.)
Issue(s)
Discharge; Full-Compliance Discharge; Section 523(a) Exceptions Apply.

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Consumer opinion summary, case decided on September 27, 2017 , LexisNexis #1117-028

Staggs, In re--Westlake Flooring Co., LLC v. Staggs

Ruling
Debt owed by the debtor discharged as the creditor failed to show that the debtor acted intentionally to cause injury, embezzled funds, or committed defalcation while acting in a fiduciary capacity. (Bankr. N.D. Ala.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted.

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Consumer opinion summary, case decided on September 22, 2017 , LexisNexis #1017-102

Johnson, In re

Ruling
Punitive damages awarded in favor of the debtor where creditor wilfully violated the automatic stay by intentionally continuing to collect a prepetition debt after receiving knowledge of the debtor's bankruptcy. (Bankr. N.D. Ala.)
Issue(s)
Automatic Stay; Remedies for Violation.

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Consumer opinion summary, case decided on September 06, 2017 , LexisNexis #1017-035

White, In re

Ruling
Motion for relief from the automatic stay denied because debtor did not provide falseinformation on her credit application and the proposed lower rate interest was not indicativeof a lack of good faith. (Bankr. N.D. Ala.)
Issue(s)
Automatic Stay; Relief from Stay.

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Consumer opinion summary, case decided on May 18, 2017 , LexisNexis #0617-063

Johnson, In re--Johnson v. Antoine

Ruling
Buyer did not violate discharge injunction in suing debtors as she was not a creditor in theirbankruptcy schedules. (Bankr. N.D. Ala.)
Issue(s)
Effect of Discharge.

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Consumer opinion summary, case decided on May 05, 2017 , LexisNexis #0717-014

Arrington, In re--Arrington v. Ocwen Loan Servicing, LLC

Ruling
Mortgage servicer enjoined from commencing or continuing proceedings to foreclose mortgaged property and ordered to appear to show cause. (Bankr. N.D. Ala.)
Issue(s)
Effect of Discharge; Failure to Credit Payments Received.

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Consumer opinion summary, case decided on February 28, 2017 , LexisNexis #1017-104

Becker, In re

Ruling
Creditor was not entitled to an extension of the deadline to file a nondischargeabilitycomplaint as the deadline was an inflexible deadline. (Bankr. N.D. Ala.)
Issue(s)
Determination of Dischargeability of a Debt; Time for Filing Complaint Under § 523(c) in a Chapter 7 Liquidation, Chapter 11 Reorganization, Chapter 12 Family Farmer’s Debt Adjustment Case, or Chapter 13 Individual’s Debt Adjustment Case; Notice of Time Fixed.

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Consumer opinion summary, case decided on February 14, 2017 , LexisNexis #0317-088

Mt. Farms, LLC, In re

Ruling
Relief from stay was granted where court deemed that there was no stay in effect in propertyas it was not a property of the bankruptcy estate. (Bankr. N.D. Ala.)
Issue(s)
Meetings of Creditors and Equity Security Holders.

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Commercial opinion summary, case decided on February 14, 2017 , LexisNexis #0317-063

Hulslander, In re

Ruling
Relief from judgment denied because the relief the creditor sought would require the court to set aside the debtors' discharge, thereby relieving the creditor of the consequences of not filing a timely proof of claim. (Bankr. N.D. Ala.)
Issue(s)
Relief From Judgment or Order.

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Consumer opinion summary, case decided on February 07, 2017 , LexisNexis #0317-060