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§ 1322(b)

Brown, In re

Ruling
Debtor's motion to strip off credit union's junior lien on his principal residence was denied due to failure to prove the property's value was less than the amount of the senior lien. (Bankr. D.S.C.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on November 15, 2024 , LexisNexis #0225-072

Durr, In re

Ruling
Debtor's plan did not unfairly discriminate against a designated class of creditors as payments to the IRS were being made by the debtor's non-filing spouse outside the plan with funds the debtor's unsecured creditors would not be entitled to receive. (Bankr. M.D. Fla.)
Issue(s)
Contents of Plan; Discretionary Provisions; Designation of Classes of Unsecured Claims.

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Consumer opinion summary, case decided on September 09, 2024 , LexisNexis #1124-072

Davis, In re

Ruling
Chapter 13 plan violated the automatic stay as it proposed to pay one percent interest on thestudent loan debt without provision for full payment of all allowed claims. (Bankr. D.N.M.)
Issue(s)
Contents of Plan; Discretionary Provisions.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on May 24, 2024 , LexisNexis #0724-068

Ackerman, In re

Ruling
Debtor could pay creditor's claim as one on which the last payment was due after the date onwhich the final payment under the plan was due. (Bankr. E.D. Wis.)
Issue(s)
Contents of Plan; Discretionary Provisions; Curing of Default and Maintenance of

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Consumer opinion summary, case decided on May 01, 2024 , LexisNexis #0724-024

Stevenson, In re

Ruling
Chapter 13 plan may modify the rights of holders of secured claims. (Bankr. E.D. Va.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on November 08, 2023 , LexisNexis #0124-045

Simmons, In re--Simmons v. Pingora Loan Serv. LLC

Ruling
Creditor's right to full repayment, whether from insurance proceeds or otherwise, prior to releasing lien, could not be modified in Chapter 13 case. (Bankr. N.D. Ala.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Commercial opinion summary, case decided on April 04, 2023 , LexisNexis #0623-018

Lyles, In re

Ruling
Debtor was permitted to bifurcate the bank's claim as the mortgage was not secured by his principal residence. (Bankr. D.N.J.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on March 17, 2023 , LexisNexis #0523-043

Lyles, In re

Ruling
Debtor was permitted to bifurcate the bank's claim as the mortgage was not secured by his principal residence. (Bankr. D.N.J.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on March 17, 2023 , LexisNexis #0523-043

Peck, In re

Ruling
Creditor's objection to confirmation of debtor's Chapter 13 plan overruled as the land did notmeet the requirements of the narrow cramdown exception. (Bankr. D. Del.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on January 12, 2023 , LexisNexis #0323-016

Bozeman, In re--Mortgage Corp. of the South v. Bozeman

Ruling
Debtor's confirmed plan could not modify the rights of a mortgage lender whose claim wassecured by the debtor's principal residence by providing for release of the homesteadmortgagee's lien before the mortgagee had recovered the full amount owed. (11th Cir.)
Issue(s)
Contents of Plan; Discretionary Provisions; Designation of Classes of Unsecured

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on January 10, 2023 , LexisNexis #0323-043