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§ 524(a)(2)

Sterling, In re--Sterling v. Southlake Nautilus Health & Racquet Club, Inc.

Ruling
Fees awarded as compensatory damages for violation of discharge injunction that caused injury to debtor. (7th Cir.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to Recover a Debt as Personal Liability of Debtor.

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Consumer opinion summary, case decided on June 20, 2025 , LexisNexis #0825-089

Laurion, In re--Laurion v. PHH Mortg. Corp.

Ruling
PHH's mere policy of holding partial payments in suspense, without actually applying it to the debtor, is not an act to collect a debt in violation of § 524(a)(2). (Bankr. D. Conn.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to Recover a Debt as Personal Liability of Debtor.

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Consumer opinion summary, case decided on March 18, 2025 , LexisNexis #0525-089

Texaco, Inc., In re

Ruling
Claims under state coastal resources management law fell clearly within provision of plan which protected claims of governmental units arising under environmental laws from discharge. (Bankr. S.D.N.Y.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to Recover a Debt as Personal Liability of Debtor.

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Commercial opinion summary, case decided on February 21, 2025 , LexisNexis #0425-088

Parrish, In re--Parrish v. BSFR Prop. Mgmt., LLC

Ruling
Any claim for post-petition rent was treated as a pre-petition claim and was discharged as it was undisputed that the Chapter 7 trustee did not assume the debtor's unexpired residential lease. (Bankr. N.D. Ala.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to Recover a Debt as Personal Liability of Debtor.

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Consumer opinion summary, case decided on September 27, 2024 , LexisNexis #1224-041

Lee, In re

Ruling
Creditor violated the discharge by repossessing her vehicle and making threats ofgarnishment purporting to treat the outstanding balance on the car loan as a personalobligation of the debtor. (Bankr. W.D. Mich.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to

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Consumer opinion summary, case decided on June 21, 2024 , LexisNexis #0824-088

Bedenko, In re

Ruling
Creditor violated discharge injunction when he filed a motion and order to reopen the lawsuitin the state district court and continued that litigation. (Bankr. E.D. Mich.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to

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Consumer opinion summary, case decided on April 26, 2024 , LexisNexis #0724-013

Anaya, In re--Anaya v. Shellpoint Mortg. Servicing

Ruling
Defendant was entitled to summary judgment that statements sent did not violate thedischarge injunction as the record contained no evidence and concrete effect of coercingpayment of the discharged debt. (Bankr. D. Kan.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to

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Consumer opinion summary, case decided on April 22, 2024 , LexisNexis #0624-091

Ramos, In re--Ramos v. Cooperativa de Ahorro y Credito de Lajas

Ruling
Creditor did not violate the discharge injunction as its actions did not improperly coerce orharass the debtors into paying the creditor's discharged debt. (Bankr. D.P.R.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to

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:
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on April 04, 2024 , LexisNexis #0624-009

Barton, In re--Ries v. Barton 5 Fam, L.P.

Ruling
Chapter 7 trustee properly removed a creditor's state uniform fraudulent transfer act action.(Bankr. N.D. Tex.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to

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Consumer opinion summary, case decided on December 05, 2023 , LexisNexis #0124-081

Guthrie v. PHH Mortg. Corp.

Ruling
Bankruptcy code did not preempt state law claims based on alleged improper attempts tocollect a discharged debt. (4th Cir.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to

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:
Judge or Jurisdiction information not available
Commercial opinion summary, case decided on August 18, 2023 , LexisNexis #1023-036