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Marcantonio v. Abott (In Abott)

Ruling
Liquidation of assets of LLC of which debtor was sole member was not grounds for denial of discharge.
Procedural posture

Plaintiff ex-girlfriend filed a nine-count complaint against defendant Chapter 7 debtor. The ex-girlfriend filed a motion for summary judgment pursuant to Fed. R. Civ. P. 56 and Fed. R. Bankr. P. 7056 with respect to count five, alleging that she had an equitable interest in the debtor's residence, and counts seven and eight, seeking denial of the debtor's discharge pursuant to 11 U.S.C.S. § 727(a)(2)(A) and (a)(3).

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Consumer opinion summary, case decided on March 25, 2010 , LexisNexis #0710-057

In re Pelkey

Ruling
Above-median debtors entitled to vehicle ownership expense deductions for autos owned free and clear.
Procedural posture

The chapter 13 trustee objected to confirmation of the debtors' plan. At issue was whether the above-median chapter 13 debtors, who did not have any actual auto loan or lease payments for their two vehicles, could nonetheless deduct the amounts shown in the IRS Standards for vehicle ownership expense in calculating the amount of projected disposable income, under 11 U.S.C.S. § 1325(b)(3).

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Consumer opinion summary, case decided on March 25, 2010 , LexisNexis #0710-031

In re Patterson

Ruling
Debtor not entitled to reinstatement of insurance policy cancelled prior to petition date.
Procedural posture

Before the court was debtor's motion which appeared to seek (1) reinstatement of a cancelled automobile insurance policy with the insurer, and (2) a discharge of the amount due under a renter's insurance policy with the insurer, or in the alternative, reinstatement of a previous renters insurance policy. No written objection to the motion was filed, and the insurer did not appear at the hearing to contest the motion.

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Consumer opinion summary, case decided on March 19, 2010 , LexisNexis #0710-003

Adams v. Inzero (In re Inzero)

Ruling
Gambling addiction provided sufficient explanation for missing funds to rebut trustee's objection to discharge.
Procedural posture

Plaintiff, the United States trustee, brought a claim opposing the debtor's entitlement to a discharge, pursuant to 11 U.S.C.S. § 727(a)(5). The trustee alleged that the debtor failed to satisfactorily explain the loss of over $ 100,000 in a deficiency of assets to meet his liabilities, and thus had forfeited his right to obtain a discharge of his debts.

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Consumer opinion summary, case decided on October 21, 2009 , LexisNexis #1209-055

Katz v. Deedon (In re Deedon)

Ruling
Motion for denial of discharge denied where debtor did not make deliberate efforts to conceal property.
Procedural posture

In this adversary proceeding, plaintiff, the chapter 7 Trustee, sought to deny the debtor his bankruptcy discharge pursuant to 11 U.S.C.S. §§ 727(a)(2)(A), 727(a)(2)(B), and 727(a)(4)(A).

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Consumer opinion summary, case decided on October 15, 2009 , LexisNexis #0310-092

Rhodes v. Connecticut Student Loan Found. (In re Rhodes)

Ruling
Student loan debt was not dischargeable where debtor used proceeds to pay living expenses and never made good faith effort to pay.
Procedural posture

In an adversary proceeding, the debtor sought a determination that his student loans were dischargeable as imposing an undue hardship under 11 U.S.C.S. § 523(a)(8), on grounds that repayment would impose an "undue hardship." The parties agreed that the total student loan balance was $ 31,515.

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Consumer opinion summary, case decided on October 08, 2009 , LexisNexis #1109-082

In re D Hertogh

Ruling
Legal malpractice action against debtor's former bankruptcy attorney that accrued postpetition was not property of the estate and could be abandoned to debtors.
Procedural posture

The chapter 7 trustee gave notice of intent to abandon to the debtors any interest the bankruptcy estate may have in any bankruptcy related malpractice claim by the debtors against their former bankruptcy attorney. The former bankruptcy attorney filed an objection to the trustee's notification. The only issue was whether the malpractice action was the property of the estate of the debtors.

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Consumer opinion summary, case decided on August 28, 2009 , LexisNexis #1009-066

In re Hall

Ruling
Claim based on default judgment obtained via improper abode service on debtor disallowed.
Procedural posture

A chapter 13 debtor objected to a creditor's proof of claim on a default monetary judgment in a state court action.

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Consumer opinion summary, case decided on April 15, 2009 , LexisNexis #0609-111

Cordier v. Plains Commerce Bank (In re Cordier)

Ruling
Inclusion of debtor's full social security number on proof of claim was not grounds for sanctions.
Procedural posture

Chapter 13 debtor sued creditor, objecting to a proof of claim, and alleging violations of the Gramm-Leach-Bliley Act, 15 U.S.C.S. § 6801 et seq., Conn. Gen. Stat. § 42-470, and Fed. R. Bankr. P. 9037, as well as an invasion of privacy. The complaint was based solely on the creditor's failure to redact her social security number from the proof of claim. The creditor moved to dismiss the complaint.

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Consumer opinion summary, case decided on March 26, 2009 , LexisNexis #0609-036

Bayview Loan Servicing LLC v. ECOS Ctr. LLC (In re EOS Ctr. LLC)

Ruling
Relief from stay to foreclose granted where property was not necessary to an effective reorganization.
Procedural posture

Creditor filed a motion for relief from the automatic stay, pursuant to 11 U.S.C.S. § 362(a), in order to foreclose its interest in debtor's real property.

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Commercial opinion summary, case decided on March 24, 2009 , LexisNexis #0509-109