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In re White

Ruling
Debtor's plan modified to reflect nonexempt proceeds of life insurance policy on life of co- debtor spouse.
Issue(s)
Should the bankruptcy court sustain trustee's objection to debtor's amended claim of exemptions, claiming as exempt $50,000 in life insurance proceeds received postpetition following the untimely death of debtor's spouse, and allow modification of the debtor's confirmed chapter 13 plan to increase the base gross due under the plan?

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Consumer opinion summary, case decided on May 16, 2014 , LexisNexis #0614-100

Lioce v. Heinz (In re Heinz)

Ruling
Discharge denied due to lost records and false statements in schedules.
Issue(s)
Should discharge be denied due to debtor's failure to list checking accounts, failure to amend her schedules postconversion to reflect ledger balance, misrepresentations of income, and failures to disclose transfers to spouse and son or current address.

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Consumer opinion summary, case decided on November 12, 2013 , LexisNexis #1213-023

Stuart v. Mendenall (In re Mendenall)

Ruling
Extension of time to file nondischargeability proceeding ran from original deadline, not date of order.
Issue(s)
Whether a generic extension of the time for a creditor to file a complaint against the debtor, objecting to the dischargeability of a debt, ran from the date of the order granting the extension or from the date of the original deadline.

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Consumer opinion summary, case decided on July 31, 2013 , LexisNexis #0813-104

In re Williams

Ruling
Relief from stay granted to allow creditor to proceed against jointly owned property in absence of co-debtor stay.
Procedural posture

Pursuant to 11 U.S.C.S. § 362(d), a creditor filed a motion to lift the stay on real property that was owned by a chapter 11 debtor as a joint tenant with right of survivorship.

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Consumer opinion summary, case decided on July 30, 2012 , LexisNexis #0812-074

Geddes v. Watson (In re Watson)

Ruling
Assets debtor received from mother's estate were property of the estate and subject to turnover.
Procedural posture

Plaintiff chapter 13 trustee filed an adversary proceeding against defendants, a chapter 13 debtor and a person who was appointed to administer a decedent's estate, seeking an order requiring defendants to turn over property the debtor had received from the decedent's estate or would receive in the future. The trustee filed a motion for summary judgment.

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Consumer opinion summary, case decided on June 11, 2012 , LexisNexis #0712-055

Farmers Exch. Bank v. Roden

Ruling
Debtor managing member's willful and malicious diversion of funds LLC owed to creditor resulted in nondischargeable debt.
Procedural posture

Plaintiff lender sought a judgment that debtor, the managing member and sole employee of an LLC that was engaged in an equipment leasing business that was financed by plaintiff, was personally liable for LLC's obligation to plaintiff under 11 U.S.C.S. § 523(a)(6) on claims that debtor's conduct in diverting funds that LLC owed to plaintiff to pay other obligations was "willful and malicious" within the meaning of § 523(a)(6).

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Consumer opinion summary, case decided on January 30, 2012 , LexisNexis #0213-084

North Alabama Bank v. Brooks (In re Brooks)

Ruling
False joint financial statement by debtor and nondebtor spouse was properly relied upon by creditor resulting in nondischargeable debt.
Procedural posture

Plaintiff creditor sought a determination that debt owed it by defendant debtor was nondischargeable pursuant to 11 U.S.C.S. § 523(a)(2)(B).

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Consumer opinion summary, case decided on September 19, 2011 , LexisNexis #1011-088

Nevels v. Caples (In re Caples)

Ruling
Debtor's reckless day trading of creditor's funds resulted in nondischargeable debt.
Procedural posture

Creditor filed an adversary complaint against defendant debtor to determine dischargeability of a debt pursuant to 11 U.S.C.S. § 523(a)(2), (4) and (6).

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Consumer opinion summary, case decided on July 07, 2011 , LexisNexis #0811-083

In re Frank

Ruling
Relief from stay granted to allow valid mortgage assignee to pursue settlement with debtor allowing for 12-month cure period.
Procedural posture

When a motion to lift the automatic stay was filed by a putative creditor, the trustee objected on the ground that the creditor in fact was not a valid assignee of the mortgage on debtor's residence and thus lacked standing to seek a lift of the stay. Debtor did not challenge standing.

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Consumer opinion summary, case decided on March 08, 2011 , LexisNexis #0411-039

Bankston Motor Homes Inc. v. Dennis (In re Dennis)

Ruling
Overpayment caused by debtor was a nondischargeable debt.
Procedural posture

Plaintiff, the employer of defendant Chapter 7 debtor, sought a determination that the amount of overcompensation paid to the debtor was nondischargeable under 11 U.S.C.S. §§ 523(a)(2)(A), (a)(6), and (a)(4).

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Consumer opinion summary, case decided on February 17, 2011 , LexisNexis #0311-048