Judge Stout

Mosley, In re--Harper v. Mosley

Ruling: 
Creditor failed to meet all the elements for nondischargeability as he failed to prove by apreponderance of the evidence that a debtor intended to deceive him. (Bankr. W.D. Ky.)
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Consumer case opionion summary, case decided on May 26,2021, LexisNexis #0721-037

Hull, In re--Hull v. United States Dep't of Educ.

Ruling: 
In dischargeability of certain student loan debts, debtor was denied summary judgment as thedebtor could afford to maintain a minimal standard of living and repay her student loans.(Bankr. W.D. Ky.)
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Consumer case opionion summary, case decided on April 23,2021, LexisNexis #0621-013

Wood, In re

Ruling: 
Debtor's motion to convert her case was denied as she could not propose a confirmable planunder Chapter 13 based on her income and expenses. (Bankr. W.D. Ky.)
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Consumer case opionion summary, case decided on May 15,2019, LexisNexis #0719-094

M&P Collections, In re

Ruling: 
Objection to debtors' application to employ a certain firm as counsel was overruled as the firmdid not possess any actual conflict of interest. (Bankr. W.D. Ky.)
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Commercial case opionion summary, case decided on April 30,2019, LexisNexis #0719-002

Beighey, In re

Ruling: 
Dismissal of chapter 7 bankruptcy case was appropriate where debtors' high incomeprecludes them from rebutting the presumption of abuse. (Bankr. W.D. Ky.)
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Consumer case opionion summary, case decided on June 15,2018, LexisNexis #0718-079

Springer, In re--Springer v. RNBJ RTO LLC

Ruling: 
Furniture rental company found liable for stay violation damages, including punitivedamages, after continuing automatic deductions of rental payments and refusing to refund.(Bankr. W.D. Ky.)
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Consumer case opionion summary, case decided on August 16,2017, LexisNexis #0917-063

Coslow, In re--Coslow v. Reisz

Ruling: 
Abandonment of debtor's residence was warranted as the estate had no equity in the residence. (Bankr. W.D. Ky.)
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Consumer case opionion summary, case decided on July 28,2017, LexisNexis #0917-052

Edwards, In re--Cmty. Fin. Servs. Bank v. Edwards

Ruling: 
Debtor's husband's debt was nondischargeable where record shows that debtor knew about creditor's lien rights and knew that failure to remit the proceeds would be substantially certain to harm the creditor. (Bankr. W.D. Ky.)
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Consumer case opionion summary, case decided on July 17,2017, LexisNexis #0817-103

Spearman, In re--Spearman v. Commonwealth Credit Union

Ruling: 
Credit union's restriction of electronic privileges did not constitute a violation of automatic stay as the action did not equate to an attempt to collect debt. (Bankr. W.D. Ky.)
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Consumer case opionion summary, case decided on March 09,2017, LexisNexis #0417-035

Cardwell v. Hester (In re Hester)

Ruling: 
Debt based on misrepresentations made to obtain a loan and on theft from a safe in creditor’spawn shop were nondischargeable. (Bankr. W.D. Ky.)
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Consumer case opionion summary, case decided on October 07,2016, LexisNexis #1116-017

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