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Velarde v. Educational Credit Mgmt. Corp. (In re Velarde)

Ruling
Debtor with mental illness but low expenses denied undue hardship discharge of student loan debt.
Procedural posture

Plaintiff, a chapter 7 debtor, brought an adversary action seeking to discharge approximately $ 22,600 in student loan debts, based on the argument that paying the loans would constitute an undue hardship, pursuant to 11 U.S.C.S. § 523(a)(8). She was advised that she likely qualified for an alternative long term repayment program through the William D. Ford Direct Loan Program if relief was not granted by the court.

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Consumer opinion summary, case decided on August 23, 2009 , LexisNexis #0909-121

HGC Inc. v. Heatherworld Holdings LLC (In re Heatherworld Holdings LLC)

Ruling
Breach of contract and tortious interference claims against member of debtor LLC remanded to state court.
Procedural posture

Plaintiff corporation brought an action in state court against defendants, a bankruptcy debtor limited liability company and its members, alleging that the debtor breached a contract to operate and maintain the corporation's country club facilities and that the members tortiously interfered with business relations. The action was removed to bankruptcy court, and the corporation moved to remand the claims against the non-debtor members.

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Commercial opinion summary, case decided on June 22, 2009 , LexisNexis #0809-136

BFW Liquidation, LLC, In re--Kaye v. Quality Props., LLC

Ruling
Claim was disallowed in its entirety as the claimant failed to file a proof of claim before theexpiration of the bar date. (Bankr. N.D. Ala.)
Issue(s)
Allowance of Claims or Interests; Disallowance; Proof of Claim not Timely Filed.

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Commercial opinion summary, case decided on June 19, 2009 , LexisNexis #1218-067

In re Taylor

Ruling
Reinstatement of stay denied after being lifted pursuant to debtor's default under terms of consent agreement.
Procedural posture

Before the court was the debtor's motion to reinstate the automatic stay as to a mortgage on the debtor's mobile home.

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Consumer opinion summary, case decided on June 12, 2009 , LexisNexis #0809-002

In re Moore

Ruling
Law school's withholding of debtor's degree and transcript violated discharge injunction.
Procedural posture

Debtor sought chapter 7 relief listing a total of $ 252,637 in priority and unsecured debt. Debtor received a discharge. Debtor moved for contempt against creditor law school for violation of the discharge injunction under 11 U.S.C.S. § 524(a)(2) by refusing to issue him a Juris Doctor degree or transcript for course work he had completed but not paid for.

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Consumer opinion summary, case decided on June 10, 2009 , LexisNexis #0809-013

In re Moore

Ruling
Creditor's debit of funds from third-party account on which debtor was signatory did not violate stay.
Procedural posture

A chapter 7 debtor filed an uncontested motion against a creditor for turnover of property and sanctions for a violation of the automatic stay under 11 U.S.C.S. § 362(k).

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Consumer opinion summary, case decided on March 24, 2009 , LexisNexis #0609-075

GMAC Mortg. LLC v. Grady (In re Grady)

Ruling
Undersecured creditor granted relief from stay to enforce deed of trust against debtor's residence.
Procedural posture

Debtor filed for relief under chapter 7. Creditor sought relief from the automatic stay to enforce a deed of trust against the debtor's residence.

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Consumer opinion summary, case decided on March 19, 2009 , LexisNexis #0609-041

In re Kelly

Ruling
Confirmation denied for bad faith where debtor could afford to devote significantly more income to plan.
Procedural posture

One of the principal creditors of the chapter 13 debtor filed an objection to confirmation of the plan filed by the debtor. At issue are whether the plan properly provides for payment of the debtor's projected disposable income to the unsecured creditors under 11 U.S.C.S. § 1325(b), was proposed in good faith, as required by 11 U.S.C.S. § 1325(a)(3).

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Consumer opinion summary, case decided on March 02, 2009 , LexisNexis #0609-067

In re Crawley

Ruling
Case ordered converted or dismissed for abuse due to debtors' ability to fund plan.
Procedural posture

Before the court was the motion of the U.S. Trustee to dismiss debtors' chapter 7 case for abuse.

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Consumer opinion summary, case decided on February 23, 2009 , LexisNexis #0609-059

In re Stamps

Ruling
Case converted to chapter 13 over creditors' objection as result of settlement of threatened abuse dismissal.
Procedural posture

The United States Trustee (UST) filed a motion to convert a chapter 7 case to chapter 13, pursuant to 11 U.S.C.S. § 707(b)(1). The debtors consented to the conversion. The creditors objected.

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Consumer opinion summary, case decided on February 20, 2009 , LexisNexis #0609-060