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§ 524

Siriphokha, In re

Ruling
Reaffirmation agreement was not in debtor's best interest as debt significantly exceeded the value of automobile, leaving a substantial portion unsecured. (Bankr. M.D. Fla.)
Issue(s)
Effect of Discharge; Reaffirmation Agreements.

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Consumer opinion summary, case decided on June 20, 2025 , LexisNexis #0825-090

Sterling, In re--Sterling v. Southlake Nautilus Health & Racquet Club, Inc.

Ruling
Fees awarded as compensatory damages for violation of discharge injunction that caused injury to debtor. (7th Cir.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to Recover a Debt as Personal Liability of Debtor.

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Consumer opinion summary, case decided on June 20, 2025 , LexisNexis #0825-089

Hudson, In re

Ruling
Court found that the Debtors' income was insufficient to make the payments under the reaffirmation agreement after accounting for expenses. (Bankr. M.D. Fla.)
Issue(s)
Effect of Discharge.

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Consumer opinion summary, case decided on June 12, 2025 , LexisNexis #0825-088

BMI Oldco Inc., In re

Ruling
District court decision resolving whether debtor’s talc contained asbestos was an issue necessary for determining the feasibility of proposed § 524(g) trust. (Bankr. S.D. Tex.)
Issue(s)
Effect of Discharge; Supplemental Injunctions in Chapter 11 Proceedings.

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Commercial opinion summary, case decided on May 14, 2025 , LexisNexis #0725-091

Imerys Talc Am., In re

Ruling
Separate future claims representative required for Italian talc debtor to protect global claimants due to international talc sales and distinct claimant pool from North American talc debtors. (Bankr. D. Del.)
Issue(s)
Effect of Discharge; Supplemental Injunctions in Chapter 11 Proceedings.

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Commercial opinion summary, case decided on May 05, 2025 , LexisNexis #0725-040

Taylor, In re

Ruling
Court found that reaffirming the unsecured debt was not in the debtors' best interests as their income was insufficient to pay expenses even without the reaffirmed debt payment. (Bankr. M.D. Fla.)
Issue(s)
Effect of Discharge.

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Consumer opinion summary, case decided on March 21, 2025 , LexisNexis #0525-088

RLSV, Inc., In re

Ruling
Creditor’s claim was discharged and bound by the plan provisions where the creditor filed a timely proof of claim rather than exempting herself due to lack of proper notice. (Bankr. M.D. Fla.)
Issue(s)
Effect of Discharge.

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Commercial opinion summary, case decided on March 19, 2025 , LexisNexis #0525-087

Laurion, In re--Laurion v. PHH Mortg. Corp.

Ruling
PHH's mere policy of holding partial payments in suspense, without actually applying it to the debtor, is not an act to collect a debt in violation of § 524(a)(2). (Bankr. D. Conn.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to Recover a Debt as Personal Liability of Debtor.

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Consumer opinion summary, case decided on March 18, 2025 , LexisNexis #0525-089

Texaco, Inc., In re

Ruling
Claims under state coastal resources management law fell clearly within provision of plan which protected claims of governmental units arising under environmental laws from discharge. (Bankr. S.D.N.Y.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to Recover a Debt as Personal Liability of Debtor.

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Commercial opinion summary, case decided on February 21, 2025 , LexisNexis #0425-088

Daly, In re

Ruling
Further prosecution of prepetition action was barred by the discharge injunction but claims for declaratory relief unrelated to personal liability could proceed. (Bankr. S.D. Fla.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief.

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Consumer opinion summary, case decided on January 08, 2025 , LexisNexis #0325-041