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Laurion, In re--Laurion v. PHH Mortg. Corp.

Ruling
PHH's mere policy of holding partial payments in suspense, without actually applying it to the debtor, is not an act to collect a debt in violation of § 524(a)(2). (Bankr. D. Conn.)
Issue(s)
Effect of Discharge; Avoidance And Injunctive Relief; Injunction Against Actions to Recover a Debt as Personal Liability of Debtor.

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Consumer opinion summary, case decided on March 18, 2025 , LexisNexis #0525-089

Elkins, In re

Ruling
Court dismissed debtor's Chapter 7 case for bad faith serial filings aimed at delaying foreclosure, and failure to meet obligations, imposing a two-year refiling bar. (Bankr. D. Conn.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; For Cause.

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Consumer opinion summary, case decided on March 07, 2025 , LexisNexis #0525-038

Elkins, In re

Ruling
Relief from stay granted as secured creditor lacked adequate protection in property not necessary to an effective reorganization and repeated filings by debtor and spouse constituted a scheme to delay, hinder, or defraud creditors. (Bankr. D. Conn.)
Issue(s)
Automatic Stay; Relief from Stay.

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Consumer opinion summary, case decided on March 05, 2025 , LexisNexis #0525-007

Zahoruiko, In re

Ruling
Debtor's Chapter 13 case dismissed with two-year refiling bar due to lack of good faith and because it was filed for abusive and dilatory purposes. (Bankr. D. Conn.)
Issue(s)
Confirmation of Plan; Conditions for Confirmation; Plan Proposed in Good Faith.

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Consumer opinion summary, case decided on December 19, 2024 , LexisNexis #0325-019

Larson, In re

Ruling
Rooker-Feldman doctrine barred Bankruptcy Court from reviewing state court foreclosure judgment rendered before the bankruptcy commenced. (Bankr. D. Conn.)
Issue(s)
Allowance of Claims or Interests; Objections.

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Consumer opinion summary, case decided on November 19, 2024 , LexisNexis #0225-007

Sakon, In re

Ruling
Confidentiality agreement was not an executory contract where debtor would have fully performed its part of the agreement prior to the petition date. (Bankr. D. Conn.)
Issue(s)
Executory Contracts and Unexpired Leases; Trustee's Right to Assume or Reject.

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Consumer opinion summary, case decided on August 26, 2024 , LexisNexis #1124-005

Embler, In re

Ruling
Court ordered attorney's fee disgorged as unreasonable due to failure to perform promisedservices in no asset case. (Bankr. D. Conn.)
Issue(s)
Debtor’s Transactions with Attorneys; Excessive Compensation.

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Consumer opinion summary, case decided on August 12, 2024 , LexisNexis #1024-026

Fam. Purchases, LLC, In re

Ruling
Chapter 11 case dismissed due to debtor's failure to file required documents, secure counsel,and lack of likelihood of proposing a confirmable plan. (Bankr. D. Conn.)
Issue(s)
Conversion or Dismissal; Involuntary Conversion or Dismissal.

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Commercial opinion summary, case decided on May 17, 2024 , LexisNexis #0724-064

Caldrello, In re

Ruling
Debtor's Chapter 13 case was subject to dismissal for cause as debtor was not seeking a freshstart, but to relitigate matters decided in the state courts. (Bankr. D. Conn.)
Issue(s)
Conversion or Dismissal; For Cause.

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Consumer opinion summary, case decided on April 19, 2024 , LexisNexis #0624-069

Milton, In re

Ruling
Trustee failed to demonstrate that debtor's claimed federal homestead exemption wasimproper and thus the court overruled the trustee's objection. (Bankr. D. Conn.)
Issue(s)
Exemptions; Types of Exempt Property; Interest in Residential Property or Burial Plot.

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Consumer opinion summary, case decided on April 04, 2024 , LexisNexis #0624-058