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§ 524(c)

Siriphokha, In re

Ruling
Reaffirmation agreement was not in debtor's best interest as debt significantly exceeded the value of automobile, leaving a substantial portion unsecured. (Bankr. M.D. Fla.)
Issue(s)
Effect of Discharge; Reaffirmation Agreements.

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Consumer opinion summary, case decided on June 20, 2025 , LexisNexis #0825-090

Brown, In re

Ruling
Bankruptcy court could not approve a lease assumption provided in the form of areaffirmation agreement. (Bankr. D.S.C.)
Issue(s)
Effect of Discharge; Reaffirmation Agreements.

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:
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on May 03, 2024 , LexisNexis #0724-092

Roddy, In re

Ruling
Court approval of a reaffirmation agreement that excluded certain terms included in the creditor's offer to reaffirm was not warranted as the court could not impose terms of that agreement by judicial fiat. (Bankr. S.D. Ohio)
Issue(s)
Effect of Discharge; Reaffirmation Agreements.

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Consumer opinion summary, case decided on May 05, 2023 , LexisNexis #0723-035

McKee, In re

Ruling
Debtor was not permitted to reopen her bankruptcy case to file a reaffirmation agreement withher mortgage lender as the reaffirmation agreement was not "made" before the debtor wasdischarged. (Bankr. S.D. Fla.)
Issue(s)
Effect of Discharge; Reaffirmation Agreements; Agreement Made Prior to Discharge.

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Consumer opinion summary, case decided on November 05, 2021 , LexisNexis #1221-089

Koger, In re--Koger v. Wilkinsburg Sch. Dist.

Ruling
Debtor's request for a reaffirmation agreement was denied as the agreement had to be madebefore the granting of a discharge and the creditor was opposed to any reaffirmation. (Bankr.W.D. Pa.)
Issue(s)
Effect of Discharge; Reaffirmation Agreements; Agreement Made Prior to Discharge.

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Consumer opinion summary, case decided on May 28, 2021 , LexisNexis #0721-059

Keener, In re

Ruling
Debtor's request to reaffirm a debt was denied as she filed the request more than two monthsafter the discharge order was entered and she had failed to ask the court to delay the entry ofthe discharge. (Bankr. N.D. Ohio)
Issue(s)
Effect of Discharge; Reaffirmation Agreements; Agreement Made Prior to Discharge.

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Consumer opinion summary, case decided on October 09, 2020 , LexisNexis #1120-90

Wright, In re

Ruling
Decision by debtors' counsel not to sign the certifications required by § 524(c)(3) rendered thereaffirmation agreements unenforceable. (Bankr. D. Or.)
Issue(s)
Effect of Discharge; Reaffirmation Agreements; Filing and Affidavit of Debtor’s

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Consumer opinion summary, case decided on September 29, 2020 , LexisNexis #1120-039

Sheeley, In re

Ruling
Court approval of reaffirmation agreement was denied as assumption of the pre-petitionunexpired lease was the proper procedural vehicle. (Bankr. D. Conn.)
Issue(s)
Effect of Discharge; Reaffirmation Agreements.

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Consumer opinion summary, case decided on December 06, 2019 , LexisNexis #0120-044

Cantrell, In re

Ruling
Loan modification agreement did not violate the discharge injunction as it was not areaffirmation agreement. (Bankr. W.D. Mich.)
Issue(s)
Effect of Discharge; Reaffirmation Agreements.

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Consumer opinion summary, case decided on August 14, 2019 , LexisNexis #1019-038

Smith, In re

Ruling
Reaffirmation agreement could not be executed and filed after discharge. (Bankr. W.D. Okla.)
Issue(s)
Effect of Discharge; Reaffirmation Agreements; Agreement Made Prior to Discharge.

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Consumer opinion summary, case decided on March 14, 2019 , LexisNexis #0519-016