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§ 1329

Fanning v. River Walk Farms Homeowners Assn (In re Fanning)

Ruling
Plan could not be modified to obtain surrender of property and to treat deficiency as unsecured.
Issue(s)
Whether a post-confirmation modification to surrender property and treat any deficiency claim as an unsecured claim was allowable under 11 U.S.C.S. § 1329.

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Consumer opinion summary, case decided on May 20, 2014 , LexisNexis #0814-137

In re White

Ruling
Debtor's plan modified to reflect nonexempt proceeds of life insurance policy on life of co- debtor spouse.
Issue(s)
Should the bankruptcy court sustain trustee's objection to debtor's amended claim of exemptions, claiming as exempt $50,000 in life insurance proceeds received postpetition following the untimely death of debtor's spouse, and allow modification of the debtor's confirmed chapter 13 plan to increase the base gross due under the plan?

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Consumer opinion summary, case decided on May 16, 2014 , LexisNexis #0614-100

In re Powers

Ruling
Trustee's modification of chapter 13 plans denied.
Issue(s)
Could trustee modify debtors' plans to provide for increased payments to unsecured creditors due to increases in debtors' incomes since their plans were confirmed?

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Consumer opinion summary, case decided on March 28, 2014 , LexisNexis #0414-136

Beam v. Chase Home Fin. LLC (In re Beam)

Ruling
Debtor could not strip off junior lien of creditor treated as secured in confirmed plan.
Issue(s)
Whether debtors could strip the lien of the creditor holding the second priority deed through the Motion to Strip and the Plan Modification after confirmation of the chapter 13 plan.

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Consumer opinion summary, case decided on March 27, 2014 , LexisNexis #0614-135

In re Ramsey

Ruling
Motion to modify plan denied due to lack of good faith and case ordered converted or dismissed.
Issue(s)
Could above-median debtors modify their chapter 13 plan, subsequent to trustee's motion to dismiss for payment default, in order to increase payments to IRS on postpetition tax claims while reducing payments to unsecured creditors?

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Consumer opinion summary, case decided on March 26, 2014 , LexisNexis #0414-137

In re Deal

Ruling
Case dismissed due to debtor's failure to disclose insurance proceeds as income.
Issue(s)
Whether the court should grant a chapter 13 trustee's motion to modify debtor's plan pursuant to 11 U.S.C.S. § 1329 to provide for increased disposable income or, in the alternative, dismiss the case.

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Consumer opinion summary, case decided on March 11, 2014 , LexisNexis #0614-134

In re Conley

Ruling
Plan modification to recharacterize allowed secured claim denied.
Issue(s)
Could debtor modify chapter 13 plan in order to recharacterize creditor's secured claim.

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Consumer opinion summary, case decided on January 14, 2014 , LexisNexis #0214-033

In re Ridings

Ruling
Debtor could not modify confirmed chapter 13 plan to reclassify secured claim as unsecured and pay less than the full amount of the claim.
Issue(s)
Could debtor modify confirmed chapter 13 plan to reclassify secured debt as unsecured and not pay creditor the full amount of its claim?

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Consumer opinion summary, case decided on December 22, 2013 , LexisNexis #0116-103

In re King

Ruling
Plan modified to provide for increased payments in order to reimburse property taxes paid by creditor.
Issue(s)
Should plan be modified to increase monthly payments to provide for reimbursement of property taxes paid by creditor.

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Consumer opinion summary, case decided on October 18, 2013 , LexisNexis #1113-102

In re Brice

Ruling
Below median debtor's plan confirmed as modified to provide for 36 month term.
Issue(s)
Did loan modification reducing below median debtors' obligation justify modification of plan to provide for 36 rather than 60 month term.

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Consumer opinion summary, case decided on October 18, 2013 , LexisNexis #1113-101