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In re Breeding

Ruling
Redemption of prepetition certificates of deposit did not generate disposable income.
Procedural posture

The chapter 13 trustee objected to confirmation of the debtors'plan, on the basis that the plan improperly treated two certificates of deposit and improperly proposed to pay a creditor outside the plan.

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opinion summary, case decided on May 14, 2007 , LexisNexis #0607-120

Wooten v. Reding (In re Reding)

Ruling
Legal fees incurred by debtor's former spouse in connection with support and custody proceedings was nondischargeable.
Procedural posture

Plaintiff former spouse (spouse) filed a complaint pursuant to 11 U.S.C. § 523(a)(5), seeking a determination of the dischargeability of a debt owned by defendant debtor for attorney's fees arising out of litigation of their divorce decree.

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opinion summary, case decided on May 03, 2007 , LexisNexis #0607-059

In re Robert

Ruling
Debtors could modify chapter 13 plan due to substantial reduction in income.
Procedural posture

After bankruptcy debtors' chapter 13 plan was confirmed, the debtors suffered a substantial reduction in income and sought to modify their plan under 11 U.S.C. § 1329 to reduce their payments to unsecured creditors. The bankruptcy trustee objected to the proposed modification of the plan.

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opinion summary, case decided on April 02, 2007 , LexisNexis #0507-047

In re Luton

Ruling
Confirmation denied due to commitment period of less than three years.
Procedural posture

Chapter 13 trustee filed an objection to confirmation of the plan proposed by debtor. The issue was whether the term "applicable commitment period" in 11 U.S.C. § 1325(b) referred to the required duration of a chapter 13 plan, or whether the term was the multiplier used to calculate the minimum amount the debtor must pay to unsecured creditors to obtain a discharge.

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opinion summary, case decided on March 08, 2007 , LexisNexis #0407-090

Fritschen v. Fritschen (In re Fritschen)

Ruling
Debt payable by debtor pursuant to divorce was dischargeable given debtor's financial vulnerability.
Procedural posture

Plaintiff, the debtor's former spouse, filed an adversary proceeding against defendant debtor seeking a determination that a debt designated to be paid by the debtor in the parties'divorce decree was nondischargeable pursuant to 11 U.S.C. § 523(a)(15).

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opinion summary, case decided on November 09, 2006 , LexisNexis #1206-062

Morgan v. Goldman (In re Morgan)

Ruling
Debtors and trustee ordered to repay sum improperly released by trustee for roof repairs and used by debtors'for gambling junkets.
Procedural posture

After a chapter 13 trustee disbursed $10,000 to debtors allegedly to fund a roof repair on their home, the court issued an order to both the trustee and debtors to show cause why they should not be required to reimburse the estate for the entire sum. Debtors were also ordered to file an accounting showing how the funds were actually used.

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opinion summary, case decided on October 03, 2006 , LexisNexis #1106-103

In re Beene

Ruling
Objection to amended chapter 13 plan in converted case sustained due to potential windfall to unsecured creditors if mortgagee's claim were avoided.
Procedural posture

The chapter 13 trustee raised objections to confirmation of the debtors'amended plan, asserting that the plan violated the 11 U.S.C. § 1325(a)(4) best interest of creditors test because unsecured creditors would receive a greater distribution in a chapter 7 liquidation, where debtors'defective mortgage could be avoided.

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opinion summary, case decided on August 27, 2006 , LexisNexis #0906-075

In re Beene

Ruling
Confirmation denied where unsecured creditors would receive greater distribution in chapter 7.
Procedural posture

Chapter 13 trustee objected to the confirmation of debtors' plan on the grounds that the plan did not comply with 11 U.S.C. § 1325(a).

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opinion summary, case decided on August 18, 2006 , LexisNexis #0906-134

Daniel v. Boyd (Boyd)

Ruling
Debtor was denied discharge due to debtor's concealment of property interests and inaccurate income data.
Procedural posture

Plaintiffs, creditors, filed a complaint to determine dischargeability and an objection to discharge. The issues were whether: (1) the debtor's discharge should be denied under 11 U.S.C. § 727(a)(2)(A); (2) the debtor's discharge should be denied under 11 U.S.C. § 727(a)(4)(A); and (3) the debt to the creditors was nondischargeable pursuant to 11 U.S.C. § 532 (a)(2)(A).

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opinion summary, case decided on August 08, 2006 , LexisNexis #0806-136

Lee v. Regions Bank & Student Loan Guar. Found. (In re Lee)

Ruling
Debtor's student loans were deemed dischargeable due to undue hardship since debtor's reasonable expenses greatly exceeded her income.
Procedural posture

Before the court was a complaint to determine the dischargeability of a student loan debt that plaintiff debtor owed to defendant creditor.

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opinion summary, case decided on July 06, 2006 , LexisNexis #0806-129