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Seelen v. Couillard (In re Couillard)

Ruling
Trustee could properly avoid bank's security interest in two parcels not included in description.
Procedural posture

Chapter 7 trustee filed an adversary proceeding against two chapter 7 debtors and a bank seeking a determination that he was allowed under 11 U.S.C.S. § 544(a)(3) to avoid a mortgage the bank held on two parcels of land the debtors owned. The court denied the bank's motion for summary judgment, and the bank asked the court to reconsider its decision.

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Consumer opinion summary, case decided on December 06, 2012 , LexisNexis #0213-087

Seelen v. Couillard (In re Couillard)

Ruling
Mortgage avoided where neither mortgage itself not affidavits of correction were properly recorded.
Procedural posture

Creditor filed a motion for summary judgment in chapter 7 trustee's action to avoid the creditor's mortgage on the debtors' property pursuant to 11 U.S.C.S. § 544(a).

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Consumer opinion summary, case decided on November 09, 2012 , LexisNexis #0213-086

In re Haake

Ruling
Relief from stay granted given expiration of 60-day period to cure default.
Procedural posture

A creditor of chapter 11 debtor filed a motion for relief from the automatic stay.

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Consumer opinion summary, case decided on September 18, 2012 , LexisNexis #0113-071

In re Thulis

Ruling
Bank held a general unsecured claim on property against which mortgage was never recorded.
Procedural posture

Debtors owned two adjoining lots of real property and constructed a residence on one lot which was financed by a bank, but the bank mistakenly recorded its mortgage interest by reference only to the unimproved lot. The bankruptcy trustee objected to the bank's secured claim against the improved lot.

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Consumer opinion summary, case decided on June 05, 2012 , LexisNexis #0812-126

In re Palmer Lake Plaza LLC

Ruling
Change of venue granted where assets, creditors, witnesses and debtor LLC's sole member all were located in another district.
Procedural posture

A creditor filed a motion to transfer venue under 28 U.S.C.S. § 1412 or in the alternative, to dismiss the case.

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Commercial opinion summary, case decided on April 16, 2012 , LexisNexis #0612-070

Kolve v. IRS (In re Kolve)

Ruling
Taxes due more than three years before petition date and after confirmation in prior chapter 13 case were dischargeable.
Procedural posture

Plaintiff debtors filed an action against defendant Internal Revenue Service (IRS) to determine whether their income taxes for 2005 and 2006 were dischargeable under 11 U.S.C.S. §§ 507(a)(8) and 523(a)(1). Plaintiffs filed a motion for judgment on the pleadings, which the court treated as a motion for summary judgment.

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Consumer opinion summary, case decided on September 22, 2011 , LexisNexis #1211-010

In re Wofford

Ruling
Court declined to rule on loan modification that did not involve extension of new credit or transfer of an interest in property.
Procedural posture

In this Chapter 13 case, a mortgage creditor filed a motion requesting that the court enter an order approving a loan modification agreement between it and debtors with respect to a certain real property owned by debtors.

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Consumer opinion summary, case decided on May 23, 2011 , LexisNexis #0711-060

Opportunity Bank v. Martinsen (In re Martinsen)

Ruling
Late filed nondischargeability proceeding dismissed.
Procedural posture

Plaintiff creditor filed a complaint against defendant Chapter 7 debtors seeking a determination that a debt owed by the debtor husband was nondischargeable under 11 U.S.C.S. § 523. The debtor moved to dismiss the complaint on the grounds that it was filed after the time to object to discharge in Fed. R. Bankr. P. 4007(c) had passed.

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Consumer opinion summary, case decided on May 10, 2011 , LexisNexis #0711-067

Osberg v. Halling (In re Halling)

Ruling
Payments by debtor to son based on son's guarantee were preferential.
Procedural posture

In this adversary proceeding, plaintiff, the Chapter 7 trustee, sought to recover certain payments made by debtor on the grounds that they constituted preferential transfers under 11 U.S.C.S. § 547(b). Defendant was debtor's son. A hearing was held and judgment was pending.

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Consumer opinion summary, case decided on May 09, 2011 , LexisNexis #0711-053

Osberg v. Risler (In re Risler)

Ruling
Trustee granted authority for sale of property co-owned by debtor and son.
Procedural posture

Plaintiff Chapter 7 trustee filed a complaint against defendants, a debtor and his son, seeking authority for both the sale of a property co-owned by the debtor and his son free and clear of liens pursuant to 11 U.S.C.S. § 363(f) and the conveyance of the son's interest in the property pursuant to § 363(h). The trustee filed motions for default and/or summary judgment.

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Consumer opinion summary, case decided on December 02, 2010 , LexisNexis #0111-003