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North Carolina New Sch. Inc., In re

Ruling
Court sustained trustee's objection to creditor's claim that was received by the clerk's officeone day after the deadline because the mailbox presumption did not apply to the filing of aproof of claim under Rule 3002(c). (Bankr. M.D.N.C.)
Issue(s)
Filing Proof of Claim or Interest; Time for Filing.

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Commercial opinion summary, case decided on October 26, 2020 , LexisNexis #0121-048

Williams, In re--Williams v. CitiFinancial Servicing LLC

Ruling
Motion to dismiss stay and discharge violation claims denied as creditor mortgage servicers’actions with regard to misapplied payments constitute violations of the discharge injunctionand automatic stay. (Bankr. M.D.N.C.)
Issue(s)
Effect of Discharge; Failure to Credit Payments Received.

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Consumer opinion summary, case decided on January 24, 2020 , LexisNexis #0320-010

Hunter, In re

Ruling
Debtor's motion to convert case to Chapter 11 denied where his primary motive for conversionwas indicative of bad faith as he was in effect asking to shift the risk of unsuccessful litigationto his creditors. (Bankr. M.D.N.C.)
Issue(s)
Conversion; By the Debtor.

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Consumer opinion summary, case decided on February 19, 2019 , LexisNexis #0419-019

Randle, In re--Randle v. Saga Auto Sales, Inc.

Ruling
Debtors' claims for relief dismissed as they violated chapter 75 of the North Carolina generalstatutes and defendant did not fall within the federal debt collection practices act definitionof a debt collector. (Bankr. M.D.N.C.)
Issue(s)
Automatic Stay; Scope.

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Consumer opinion summary, case decided on September 04, 2018 , LexisNexis #1018-065

Carter, In re

Ruling
Court dismissed debtor's case and barred her from filing another bankruptcy case for a period of one year due to her abuse of the bankruptcy code and filing her case in bad faith. (Bankr. M.D.N.C.)
Issue(s)
Definitions; “Family Farmer”; Individual.

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Consumer opinion summary, case decided on May 11, 2017 , LexisNexis #0617-031

In re Carter

Ruling
Insurer lacked standing to seek dismissal of involuntary petition for bad faith as insurer didnot yet face a concrete and particularized injury that is actual or imminent. (Bankr. M.D.N.C.)
Issue(s)
Dismissal of a Case or Conversion to a Case Under Chapter 11 or 13; For Cause.

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Consumer opinion summary, case decided on January 20, 2017 , LexisNexis #0217-092

Miller v. Jeffries (In re Jeffries)

Ruling
Discharge denied due to debtor's transfer of property to brother fifteen days before petition date and failure to properly disclose the transfer.
Issue(s)
Should debtor's discharge be denied due to knowing and fraudulent false oaths and fraudulent transfers?

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Consumer opinion summary, case decided on November 19, 2015 , LexisNexis #1215-063

Bennett v. United Sates Dept. of Educ.

Ruling
Proceeding for discharge of student loan debt dismissed as to loan servicer.
Issue(s)
Should debtor's proceeding for discharge of student loan debt be dismissed as to the loan servicer?

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Consumer opinion summary, case decided on September 22, 2015 , LexisNexis #1015-086

In re Badgett

Ruling
Secured bank's claim for attorneys' fees allowed over debtor's objection.
Issue(s)
Was oversecured creditor entitled to attorneys' fees over debtor's objection?

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Consumer opinion summary, case decided on August 31, 2015 , LexisNexis #1015-118

In re Ready

Ruling
Plan confirmed over objection of debtor's former spouse where limited ability to pay was not due to bad faith.
Issue(s)
Should confirmation of chapter 13 plan in debtor's second case, filed within eight years after commencement of prior chapter 7 case, be denied for bad faith on objection of former spouse?

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Consumer opinion summary, case decided on June 08, 2015 , LexisNexis #0915-133