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HH1 LLC v. LOR Decks at Calico Jacks LLC (In re HH1 LLC)

Ruling
Bankruptcy court abstained from creditor's state law claims against debtor's guarantors which were remanded.
Procedural posture

Creditor's collection suit was filed in the Superior Court of Guilford County, North Carolina. Debtor filed bankruptcy, and with defendant guarantors, removed the case to the bankruptcy court under 28 U.S.C.S. § 1334(b) and moved for a change of venue under 28 U.S.C.S. § 1412 to the bankruptcy court. The creditor filed a motion to dismiss or for abstention under § 1334(c) and to remand.

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Commercial opinion summary, case decided on March 18, 2010 , LexisNexis #0610-031

In re Genevicz

Ruling
Lien did not impair exemption when total amount of all liens was less than value of property.
Procedural posture

This case came before the court for a final hearing on debtor's motion to avoid a creditor's judicial lien under 11 U.S.C.S. § 522(f). The creditor filed an objection to the motion, asserting that the lien could not be avoided because it did not impair debtor's exemption.

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Consumer opinion summary, case decided on March 15, 2010 , LexisNexis #0610-009

In re Bradsher

Ruling
In state where escrow funds were considered personal property, bank's claim was not secured solely by real property that was debtor's residence and could be modified.
Procedural posture

A bank creditor objected to confirmation of the chapter 13 plan proposed by debtor on the ground that debtor was attempting to modify its secured claim in contravention of the anti- modification provision of 11 U.S.C.S. § 1322(b)(2). The creditor also objected to debtor's $ 22,780 valuation of her residence.

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Consumer opinion summary, case decided on February 16, 2010 , LexisNexis #0410-135

In re Dalton

Ruling
Chapter 13 debtor's discharge denied as prior chapter 7 discharge was received in case converted from chapter 13 and filed less than four years previously.
Procedural posture

The United States Bankruptcy Administrator (BA) filed a motion for an order denying a chapter 13 debtor's discharge on the grounds that she was ineligible for a discharge under 11 U.S.C.S. § 1328(f).

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Consumer opinion summary, case decided on January 07, 2010 , LexisNexis #0210-100

In re Chantalenkay

Ruling
Confirmation denied in "chapter 20" case given evidence of bad faith.
Procedural posture

The chapter 13 debtors sought confirmation of their proposed plan pursuant to 11 U.S.C.S. § 1325(a).

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Consumer opinion summary, case decided on January 07, 2010 , LexisNexis #0210-099

In re Aca Real Estate LLC

Ruling
Conversion to chapter 7 after default not allowed until after debtor's period to sell property and pay creditors.
Procedural posture

Following the confirmation of a debtor's chapter 11 plan, the holder of an allowed secured claim (creditor) sought an order converting the case to chapter 7 based on the debtor's default in payment.

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Commercial opinion summary, case decided on January 05, 2010 , LexisNexis #0210-103

In re Montague

Ruling
Stay lifted to allow determination of domestic relations action, but not subsequent enforcement.
Procedural posture

Debtor filed a petition under chapter 13 of the Bankruptcy Code and movant, the debtor's spouse, filed a motion for an order under 11 U.S.C.S. § 362(d) that lifted the automatic stay so that a domestic relations action involving the debtor and his spouse could be tried in state court.

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Consumer opinion summary, case decided on December 11, 2009 , LexisNexis #0210-110

In re Vogler

Ruling
Relief from stay granted to allow bank to enforce note and deed of trust that it held by assignment.
Procedural posture

Movant bank asserted that it held a promissory note and deed of trust from a bankruptcy debtor by assignment, and the note contained an undated endorsement transferring the note to an entity and an illegible signature. The bank moved for relief from the automatic bankruptcy stay under 11 U.S.C.S. § 362(d) to enforce the note, and the trustee asserted that lack of evidence of the assignment precluded standing to seek such relief.

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Consumer opinion summary, case decided on November 25, 2009 , LexisNexis #1209-113

In re Obie

Ruling
Debtors' objection to creditor's postpetition, preconfirmation attorneys fees included in proof of claim sustained.
Procedural posture

Bankruptcy debtors' confirmed chapter 13 plan provided for retention of the debtors' residence, regular monthly payments to the mortgage creditor, and an additional monthly amount to cure an arrearage. The debtors objected to the creditor's proof of claim to the extent that the claim for the arrearage included attorney fees incurred for services rendered between the filing of the debtors' bankruptcy petition and plan confirmation.

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Consumer opinion summary, case decided on November 24, 2009 , LexisNexis #1209-118

In re ACA Real Estate LLC

Ruling
Oversecured creditor allowed interest at contract rate.
Procedural posture

An oversecured creditor in a chapter 11 bankruptcy case sought postpetition interest under 11 U.S.C.S. § 506(b). The parties did not dispute that the creditor was entitled to interest. What was in dispute was the interest rate that should be applied in computing the postpetition interest.

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Commercial opinion summary, case decided on July 14, 2009 , LexisNexis #0909-082