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Cummings v. Educational Credit Mgmt. Corp. (In re Cummings)

Cummings v. Educational Credit Mgmt. Corp. (In re Cummings)

Ruling
68 year old debtor with health problems that prevented continuance of limited family counseling business granted undue hardship discharge of student loan debt.
Procedural posture

Plaintiff debtor initiated a proceeding against defendant creditor to have a student loan obligation owed to the creditor of about $100,000 discharged pursuant to 11 U.S.C. § 523(a)(8). The court held a trial and issued a memorandum opinion.

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Consumer opinion summary, case decided on November 13, 2007 , LexisNexis #1207-102