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In re Diaz

Ruling
Incarcerated debtor not entitled to waiver of financial management course requirement.
Procedural posture

Before the court was debtor's motion to waive the personal financial management course requirement. Debtor was incarcerated and averred he lacked the necessary telephone or internet to complete the counseling requirement.

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Consumer opinion summary, case decided on August 03, 2012 , LexisNexis #0912-023

In re Gillis

Ruling
Debtor allowed to abandon property but bank could assert deficiency claim.
Procedural posture

A chapter 11 debtor filed a motion to abandon property to a bank in full satisfaction of the bank's claim pursuant to 11 U.S.C.S. § 554. The bank objected to the motion, arguing the abandonment in full satisfaction was contrary to the plan's language and the court's previous orders allowing the bank to foreclose on the property.

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Consumer opinion summary, case decided on July 17, 2012 , LexisNexis #0812-022

In re Randis Inc.

Ruling
Confirmation of small business plan denied as not filed within 300 days and case dismissed.
Procedural posture

Pursuant to 11 U.S.C.S. § 1121, the "shareholder" sought to file and confirm a small business chapter 11 plan for the small business debtor more than 300 days after the date of the order for relief.

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Commercial opinion summary, case decided on June 27, 2012 , LexisNexis #0712-092

In re Paul

Ruling
Prepetition eviction judgment on non-monetary basis was not subject to stay.
Procedural posture

After a landlord obtained a prepetition judgment and writ of possession, it sought relief from the automatic stay to take possession of an apartment rented by a chapter 13 debtor.

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Consumer opinion summary, case decided on June 08, 2012 , LexisNexis #0712-041

Daniel v. Wheeler County State Bank (In re Daniel)

Ruling
Employer who fired debtor after being informed by debtor of bankruptcy but prior to actual filing of petition, was not liable for discrimination on account of bankruptcy.
Procedural posture

Plaintiff chapter 13 debtor filed a complaint against defendant, her former employer, alleging that the employer discriminated against her in violation of 11 U.S.C.S. § 525(b) by terminating her employment because of her bankruptcy filing. The employer moved for summary judgment.

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Consumer opinion summary, case decided on May 04, 2012 , LexisNexis #0612-120

In re Key

Ruling
Debtor could not incur debt to improve non-estate property.
Procedural posture

Chapter 13 debtors filed a motion to incur debt in order to improve property inherited more than180 days after they filed their bankruptcy petition.

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Consumer opinion summary, case decided on February 02, 2012 , LexisNexis #0312-049

In re Williams

Ruling
Debtor ordered to increase plan payments after 401(k) loan was repaid or to convert or face dismissal.
Procedural posture

The chapter 13 trustee filed an objection to the confirmation of below median debtor's proposed chapter 13 plan, arguing that, at the time the debtor's repayment of a loan to his 26 U.S.C.S. § 401(k) was repaid, he should be required to increase his payments for the benefit of creditors, given his increased disposable income pursuant to 11 U.S.C.S. § 1325(b)(3).

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Consumer opinion summary, case decided on January 23, 2012 , LexisNexis #0612-067

Arsenault v. JPMorgan Chase Bank (In re Arsenault)

Ruling
Bank's refusal to acquire title to property after surrender by debtors did not violate stay.
Procedural posture

Chapter 13 debtors filed an adversary proceeding against defendant bank, seeking a determination that the bank violated 11 U.S.C.S. § 362 and a court order which confirmed the debtor's Chapter 13 bankruptcy plan because it refused to have title to real property transferred from the debtors' names to the bank's name. The bank filed a motion to dismiss for failure to state a claim.

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Consumer opinion summary, case decided on September 19, 2011 , LexisNexis #1011-108

Bryant v. HSBC Mortg. Servs. (In re Bryant)

Ruling
Relief from stay to foreclose granted where creditor established ownership of mortgage and debtor was in arrears and lacked equity in the property.
Procedural posture

Plaintiff bankruptcy debtor brought an adversary proceeding against defendant mortgage creditor alleging that the creditor did not hold a valid mortgage against the debtor's real property and overstated the amount owed on the debtor's mortgage debt. The creditor moved for relief from the automatic bankruptcy stay to allow foreclosure against the property.

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Consumer opinion summary, case decided on July 11, 2011 , LexisNexis #0811-107

Walton v. HLJ Enters. (In re HLJ Enters.)

Ruling
Accounting firm's application for compensation denied as it was ineligible to provide services to debtor in possession.
Procedural posture

Objectors, the U.S. Trustee (UST) and a creditor, challenged the right of an accounting firm to compensation based on its second application for compensation and also sought an order requiring the firm to disgorge fees previously paid to it. At issue was whether the firm was ineligible to serve as an accountant for debtor in possession (DIP) by reason of 11 U.S.C.S. § 327(a).

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Commercial opinion summary, case decided on June 28, 2011 , LexisNexis #0911-036