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§ 727(a)(11)

Davenport, In re

Ruling
Debtor was denied reopening of his bankruptcy case to file Form 423 certification and then receive a discharge due to delay of more than 11 months. (Bankr. E.D. Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on May 11, 2023 , LexisNexis #0723-014

Odoms, In re

Ruling
Motion to reopen to allow debtor to file the required financial management course denied as debtor did not explain failure to timely file or delay in seeking to reopen. (Bankr. E.D. Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on February 23, 2023 , LexisNexis #0423-068

Keller, In re

Ruling
Debtor did not show cause to reopen case to file a financial management course certificate andthen receive a discharge as he failed to timely complete the course and file the certificate.(Bankr. E.D. Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on April 08, 2022 , LexisNexis #0622-019

Page, In re

Ruling
Debtor's motion to reopen her bankruptcy case denied as she could not reasonably andcredibly allege that she did not know that her case was closed without a discharge. (Bankr. E.D.Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on February 25, 2022 , LexisNexis #0422-069

Williams, In re

Ruling
Debtor was not entitled to reopen her case to file a financial management course certificateas she failed to file the certificate until 20 months after expiration of the deadline. (Bankr.E.D. Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on February 15, 2022 , LexisNexis #0422-019

Lewis, In re

Ruling
Where failure to comply with requirement to complete financial management course wasentirely the fault of the debtors, their motion to reopen case to file their certificates ofcompletion was denied. (Bankr. E.D. Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on January 20, 2022 , LexisNexis #0322-015

Motley, In re

Ruling
Motion to reopen case to file a financial management course certificate was denied as themotion failed to provide an excuse for the debtor's failure to timely complete the financialmanagement course and file the required certificate. (Bankr. E.D. Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on January 14, 2022 , LexisNexis #0322-014

Lemon, In re

Ruling
Debtor was not entitled to reopen her bankruptcy case as the motion was filed almost 15months after the case was closed and the motion failed to provide a valid excuse as to why thedebtor failed to timely complete the financial management course. (Bankr. E.D. Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on January 19, 2021 , LexisNexis #0221-089

Aziz, In re

Ruling
Debtor could not reopen case to file certificate of completion of the financial managementcourse more than four years after dismissal for failure to complete the course. (Bankr. E.D.Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on December 07, 2020 , LexisNexis #0121-093

Kessler, In re

Ruling
Debtor's motion to reopen his case denied as he offered no reason for his failure to timely file a financial management course certificate more than five years ago. (Bankr. E.D. Mich.)
Issue(s)
Discharge; Grounds for Denial; Failure to Complete Instructional Course.

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Consumer opinion summary, case decided on July 18, 2018 , LexisNexis #0818-112