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In re Heideker

Ruling
Debtor could not shorten term of plan below applicable commitment period without paying all unsecured claims in full.
Procedural posture

Chapter 13 debtors moved to modify their confirmed plans under 11 U.S.C.S. § 1329 to reduce the duration of their plans below the applicable commitment period. The chapter 13 Trustee objected to the proposed modifications.

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Consumer opinion summary, case decided on June 02, 2011 , LexisNexis #0811-034

In re Rice

Ruling
Chapter 13 trustee not entitled to full amount of tax refunds received by debtors and non- debtor spouses.
Procedural posture

In two bankruptcy cases, the Chapter 13 sought entitlement to the full amount of the refunds pursuant to the confirmation order that was entered in each case. In Case No. 09- 8310, debtor filed a Motion to Modify Confirmed Chapter 13 Plan. In Case No. 09-8888, the Chapter 13 Trustee filed a Motion to Dismiss for Failure to Comply with Order Confirming Plan.

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Consumer opinion summary, case decided on December 23, 2010 , LexisNexis #0211-131

In re Jozil

Ruling
Confirmation granted over trustee's objection as meeting best interests of creditors test
Procedural posture

Before the court for confirmation consideration was debtors' Chapter 13 Plan and the Chapter 13 Trustee's Objection to Confirmation.

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Consumer opinion summary, case decided on October 01, 2010 , LexisNexis #0211-132

In re Kenney

Ruling
Creditors could not claim deficiency in vehicle surrendered by debtor under hanging paragraph.
Procedural posture

Creditors objected to the confirmation of each of two chapter 13 debtors'plans, on the basis that the "hanging paragraph" at the end of 11 U.S.C. § 1325(a) did not permit the debtors to surrender their vehicles to the creditors in full satisfaction of the amounts owed to the creditors, even though the debtors owed more money than the vehicles were worth.

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opinion summary, case decided on May 11, 2007 , LexisNexis #0607-114

In re Griffiths

Ruling
Surrender of vehicle allowed in full satisfaction of secured claim where creditor failed to file timely objection to confirmation.
Procedural posture

A debtor listed in his chapter 13 plan a debt owed to a creditor and stated in the plan that he was going to surrender the collateral in full satisfaction of the debt. The creditor filed a claim for the deficiency, and the debtor objected to that claim.

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opinion summary, case decided on May 03, 2007 , LexisNexis #0607-054

In re Lorenz

Ruling
Hanging paragraph barred bifurcation of claim where vehicle used for business purposes had been purchased with intent to meet personal needs.
Procedural posture

Creditor filed an objection to confirmation of debtor's chapter 13 plan, objecting to the bifurcation of its claim and alleging that it should be paid as fully secured pursuant to the "hanging paragraph"at the end of 11 U.S.C. § 1325(a).

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opinion summary, case decided on April 19, 2007 , LexisNexis #0607-013

Harkins v. Educ. Credit Mgmt. Corp. (In re Harkins)

Ruling
Court granted debtor partial discharge of student loan debt in reopened case due to undue hardship.
Procedural posture

Plaintiff debtor filed for chapter 7 relief and received a discharge. Four years later, the debtor moved to reopen her case, seeking a discharge of her student loan debt pursuant to 11 U.S.C. § 523(a)(8)(B). Defendant creditor objected. The court had taken the matter under advisement.

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opinion summary, case decided on April 27, 2006 , LexisNexis #0606-057

In re West

Ruling
Postpetition insurance policy proceeds were deemed not estate property, and creditor was ordered to turn over vehicle title to debtors on satisfaction of secured debt.
Procedural posture

Creditor held a security interest in the debtors'vehicle which had been declared a total loss following an accident. Insurance proceeds were paid to the chapter 13 trustee. The trustee made a partial distribution of the proceeds to the creditor. The trustee then filed a motion for turnover of title to the vehicle. The creditor maintained that, as the loss payee, it was entitled to distribution of the full amount of the insurance payment.

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opinion summary, case decided on April 14, 2006 , LexisNexis #0706-023

In re Yeatts Contract of Va. Inc.

Ruling
Creditors were granted attorneys'fees and costs award for services that benefitted estate but were not granted fees related to motions for relief from stay.
Procedural posture

Pursuant to 11 U.S.C. § 503(b)(3)(A) and (b)(4), petitioner creditors sought an award of attorneys'fees and costs for filing the involuntary chapter 7 bankruptcy petition against the debtor. Respondent debtor's principal and trustee opposed the award of attorneys'fees.

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opinion summary, case decided on April 12, 2006 , LexisNexis #0706-014