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Educational Credit Mgmt. Corp. v. Mersmann (In re Mersmann)

Educational Credit Mgmt. Corp. v. Mersmann (In re Mersmann)

Ruling
"Discharge by declaration" of student loan debt without adversary proceeding no longer allowed within 10th Circuit.
Procedural posture

In consolidated appeals from the Bankruptcy Appellate Panel for the Tenth Circuit, the federal court of appeals was asked to reconsider its precedent concerning the discharge in bankruptcy of student loan debts vis-a-vis two debtors. Under 11 U.S.C. § 523(a)(8), student loans were nondischargeable unless a student debtor proved that continued payment was an undue hardship. The Tenth Circuit allowed "discharge by declaration."

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on September 24, 2007 , LexisNexis #1107-027