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§ 362(c)(4)

O'Farrill, In re

Ruling
Court found that there was no automatic stay in place as chapter 13 debtor had two cases pending within the preceding year, both of which were dismissed. (Bankr. S.D.N.Y.)
Issue(s)
Automatic Stay; Duration; Cases Filed Within One Year of Dismissal of Two or More Prior Cases; Stay Does Not Automatically Take Effect.

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Consumer opinion summary, case decided on July 25, 2017 , LexisNexis #0917-041

In re Tate

Ruling
Debtor's motion to reimpose stay for third bankruptcy granted as debtor showed clear andconvincing evidence that case was filed in good faith. (Bankr. N.D. Iowa)
Issue(s)
Automatic Stay; Duration; Cases Filed Within One Year of Dismissal of Two or More Prior Cases; Order For Stay to Take Effect.

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Consumer opinion summary, case decided on December 28, 2016 , LexisNexis #0117-098

Heckman v. Reading Area Water Auth. (In re Heckman)

Ruling
Creditor did not violate stay which did not take effect in debtor’s fourth case until imposed bycourt order. (Bankr. E.D. Pa.)
Issue(s)
Automatic Stay; Duration; Cases Filed Within One Year of Dismissal of Two or More Prior Cases.

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Consumer opinion summary, case decided on December 06, 2016 , LexisNexis #0117-006

In re Garner

Ruling
Automatic stay extended in debtor's third case filed within one year due to debtor's good faith.
Issue(s)
Should the automatic stay be extended in debtor's third case filed within one year?

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Consumer opinion summary, case decided on November 12, 2015 , LexisNexis #0116-009

In re Scipio

Ruling
Serial filer not entitled to imposition of stay due to failure to rebut presumption of bad faith.
Issue(s)
Was debtor entitled to the imposition of the automatic stay in his third case filed within one year?

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Consumer opinion summary, case decided on March 02, 2015 , LexisNexis #0415-006

In re Hoilien

Ruling
Creditor did not violate stay in debtor's third case where debtor had not moved for an extension and the stay had expired.
Issue(s)
Was the automatic stay still in effect in debtor's third bankruptcy case filed within one year or had the stay expired, allowing creditor to proceed with sale of property?

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Consumer opinion summary, case decided on February 03, 2015 , LexisNexis #0215-110

In re Gatlin

Ruling
Stay imposed in debtor's third case within one year due to good faith, except as to foreclosure sale prior to petition date that was completed postpetition.
Issue(s)
Should a stay be imposed in debtor's third case filed within one year, including as to foreclosure for which sale was completed prior to petition date but which became final postpetition?

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Consumer opinion summary, case decided on February 18, 2014 , LexisNexis #0314-044

In re Norris

Ruling
Stay imposed in debtor's third case due to rebuttal of presumption of bad faith.
Issue(s)
Was debtor entitled to a stay in third case filed within one year.

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Consumer opinion summary, case decided on December 31, 2013 , LexisNexis #0114-075

In re Hart

Ruling
Court declined to impose stay in debtor's third case in one year due to presumption of bad faith.
Procedural posture

Debtor filed a petition under chapter 7 of the Bankruptcy Code in January 2013, after two chapter 13 bankruptcy cases he filed in 2012 were dismissed, and he asked the court to impose the automatic stay on all creditors. A chapter 7 trustee who was appointed to administer the debtor's case and the United States, on behalf of the Internal Revenue Service ("IRS"), opposed the debtor's motion.

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Consumer opinion summary, case decided on February 26, 2013 , LexisNexis #0313-083

Timmons v. Rose Acceptance Inc. (In re Timmons)

Ruling
Debtor granted temporary relief from order allowing foreclosure to proceed due to improved circumstances.
Procedural posture

Plaintiff chapter 13 debtor filed an adversary proceeding against defendant creditor and sought an order restraining the creditor from selling his home in a foreclosure sale. The court held a hearing on the debtor's motion.

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Consumer opinion summary, case decided on September 20, 2012 , LexisNexis #1012-115