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§ 1322

Lazaro, In re

Ruling
Confirmation would not violate a creditor's rights as the debtor was trying to stay in his home and pay off arrears and the mortgage lender was seeking the benefit of its bargain. (Bankr. E.D. Pa.)
Issue(s)
Contents of Plan.

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Consumer opinion summary, case decided on May 12, 2023 , LexisNexis #0723-020

Simmons, In re--Simmons v. Pingora Loan Serv. LLC

Ruling
Creditor's right to full repayment, whether from insurance proceeds or otherwise, prior to releasing lien, could not be modified in Chapter 13 case. (Bankr. N.D. Ala.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Commercial opinion summary, case decided on April 04, 2023 , LexisNexis #0623-018

Lyles, In re

Ruling
Debtor was permitted to bifurcate the bank's claim as the mortgage was not secured by his principal residence. (Bankr. D.N.J.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on March 17, 2023 , LexisNexis #0523-043

Lyles, In re

Ruling
Debtor was permitted to bifurcate the bank's claim as the mortgage was not secured by his principal residence. (Bankr. D.N.J.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on March 17, 2023 , LexisNexis #0523-043

Ingram, In re

Ruling
Court did not find necessary cause to extend the term of a Chapter 13 plan beyond thirty-six months for the below-median debtor given the tremendous discrepancy between the value of the asset being preserved and the high cost to debtor and estate. (Bankr. N.D. Ala.)
Issue(s)
Contents of Plan; Duration of Payments.

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Consumer opinion summary, case decided on March 15, 2023 , LexisNexis #0523-021

Berry, In re

Ruling
Bank that filed a secured claim forfeited any right to challenge the bankruptcy court's jurisdiction or argue that the plan's treatment of the claim was proposed in bad faith, forbidden by law, or infeasible. (Bankr. E.D. Wis.)
Issue(s)
Contents of Plan; Debtor’s Principal Residence; Modification of Home Mortgages.

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Consumer opinion summary, case decided on March 13, 2023 , LexisNexis #0523-044

Berry, In re

Ruling
Bank that filed a secured claim forfeited any right to challenge the bankruptcy court's jurisdiction or argue that the plan's treatment of the claim was proposed in bad faith, forbidden by law, or infeasible. (Bankr. E.D. Wis.)
Issue(s)
Contents of Plan; Debtor’s Principal Residence; Modification of Home Mortgages.

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Consumer opinion summary, case decided on March 13, 2023 , LexisNexis #0523-044

Marcano, In re

Ruling
Bifurcation of the proof of claim into secured and unsecured portions and modification of the mortgage interest rate constituted an impermissible modification. (Bankr. D.P.R.)
Issue(s)
Contents of Plan.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on February 23, 2023 , LexisNexis #0423-070

Peck, In re

Ruling
Creditor's objection to confirmation of debtor's Chapter 13 plan overruled as the land did notmeet the requirements of the narrow cramdown exception. (Bankr. D. Del.)
Issue(s)
Contents of Plan; Discretionary Provisions; Modification of Claimholders’ Rights.

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Consumer opinion summary, case decided on January 12, 2023 , LexisNexis #0323-016

Bozeman, In re--Mortgage Corp. of the South v. Bozeman

Ruling
Debtor's confirmed plan could not modify the rights of a mortgage lender whose claim wassecured by the debtor's principal residence by providing for release of the homesteadmortgagee's lien before the mortgagee had recovered the full amount owed. (11th Cir.)
Issue(s)
Contents of Plan; Discretionary Provisions; Designation of Classes of Unsecured

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on January 10, 2023 , LexisNexis #0323-043