Skip to main content

§ 109(h)

In re Borges

Ruling
Debtor excused from compliance with credit counseling requirement due to effects of stroke but §1112(b)(2)(B) did not excuse debtor spouse's compliance.
Procedural posture

Debtors, a husband and wife, filed a petition under Chapter 11 of the Bankruptcy Code, and stated that they had completed, signed, and attached the "Individual Debtor's Statement of Compliance with Credit Counseling Requirement." The court found that the debtors had not attached that statement, and it issued an order to show cause why the debtors' case should not be dismissed.

ABI Membership is required to access the full summary of In re Borges Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on September 08, 2010 , LexisNexis #1010-037

In re Pease

Ruling
Debtor could not complete credit counseling course on behalf of debtor spouse via power of attorney.
Procedural posture

Bankruptcy debtors, husband and wife, filed a bankruptcy petition along with certificates of credit counseling stating that the requisite credit counseling course was satisfied by the wife, both for herself and for her husband via a power of attorney. The bankruptcy court sua sponte considered the eligibility of the husband to be a debtor.

ABI Membership is required to access the full summary of In re Pease Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on July 02, 2010 , LexisNexis #1010-004

In re James

Ruling
Counsel sanctioned for falsifying of credit counseling certificate by paralegal.
Procedural posture

After it was discovered that the credit counseling certificate filed by counsel per 11 U.S.C.S. § 109(h)(1) in connection with a chapter 13 filing made on behalf of debtors had been falsified, a married couple, motions were filed by debtors and by the Bankruptcy Administrator (BA). Issues included whether counsel was properly sanctioned by reason thereof and whether debtors were entitled to voluntarily dismiss the case per 11 U.S.C.S. § 1307.

ABI Membership is required to access the full summary of In re James Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on April 01, 2010 , LexisNexis #0810-107

In re Hayes

Ruling
Fear of depositions in district court case did not provide grounds for waiver of credit counseling requirement.
Procedural posture

Before the court was debtors' request that the court temporarily waive the prepetition credit counseling requirement.

ABI Membership is required to access the full summary of In re Hayes Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on January 26, 2010 , LexisNexis #0510-106

In re Crawford

Ruling
Case dismissed where required credit counseling was received 181 days prior to petition date.
Procedural posture

Debtors filed a petition under chapter 7 of the Bankruptcy Code, and the clerk of court issued an order requiring the debtors to show cause why their case should not be dismissed for failure to comply with the credit counseling requirements mandated by 11 U.S.C.S. § 109(h). The court held a hearing on the order to show cause.

ABI Membership is required to access the full summary of In re Crawford Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on December 14, 2009 , LexisNexis #0110-107

In re Wise

Ruling
Creditor's motion to set aside plan confirmation for debtors' failure to obtain required credit counseling until the petition date denied.
Procedural posture

Debtors filed a petition under chapter 13, and a trustee who was appointed to administer the debtors' bankruptcy estate. A creditor filed a motion to set aside the court's order confirming the debtors' chapter 13 plan and to dismiss the case. The trustee opposed the creditor's motion.

ABI Membership is required to access the full summary of In re Wise Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on September 02, 2009 , LexisNexis #1009-002

In re Denger

Ruling
Debtor's incarceration was not grounds for waiver of required financial management course.
Procedural posture

The debtor filed a motion seeking a waiver of the requirement at 11 U.S.C.S. § 727(a)(11) to complete a financial management course in order to obtain a discharge. The debtor set forth his current confinement in a correctional facility as the basis for his motion.

ABI Membership is required to access the full summary of In re Denger Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on August 28, 2009 , LexisNexis #0909-107

In re Mitrano

Ruling
Bankruptcy court properly denied motion for waiver of credit counseling requirement.
Procedural posture

Appellant debtor sought review of orders of the United States Bankruptcy Court for the Eastern District of Virginia, that denied his motion for a waiver of the credit counseling under 11 U.S.C.S. § 109(h), dismissing the bankruptcy petition, and denying a motion for reconsideration of the issue under Fed. R. Civ. P. 59(e).

ABI Membership is required to access the full summary of In re Mitrano Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on August 04, 2009 , LexisNexis #0909-037

In re Martin

Ruling
Dismissal upheld where debtor failed to provide exigent circumstances for waiver of credit counseling requirement until filing motion for reconsideration.
Procedural posture

The court dismissed a debtor's case due to the debtor's failure to demonstrate eligibility for relief under title 11. The debtor filed a motion to reconsider the court's order. The court construed the motion as having been filed pursuant to Fed. R. Civ. P. 60(b).

ABI Membership is required to access the full summary of In re Martin Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on April 22, 2009 , LexisNexis #0709-073

In re Goodwin

Ruling
Imprisonment was not an impairment that would justify a waiver of the financial managerial course requirement.
Procedural posture

A debtor filed for relief under chapter 7. The debtor filed a motion for waiver of the requirement to complete a financial management course, as required by 11 U.S.C.S. § 727.

ABI Membership is required to access the full summary of In re Goodwin Please sign in if you are already an ABI member, or otherwise you may Become an ABI Member

Consumer opinion summary, case decided on March 11, 2009 , LexisNexis #0709-108