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§ 109(h)

In re Millan

Ruling
Case properly dismissed absent required credit counseling or waiver.
Issue(s)
Was dismissal due to debtor's failure to obtain required credit counseling proper?

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Consumer opinion summary, case decided on May 21, 2014 , LexisNexis #0614-040

Taal v. Sumski (In re Taal)

Ruling
Case dismissed where debtor received credit counseling more than 180 days prior to petition date and then again after the petition date.
Issue(s)
Did credit counseling received either 180 days prior to petition date or after petition date satisfy the requirements of the Bankruptcy Code?

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on January 30, 2014 , LexisNexis #0314-002

In re Walker

Ruling
Credit counseling received on petition date after filing of petition satisfied requirements.
Issue(s)
Was credit counseling received by debtor on petition date after petition was filed timely.

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Consumer opinion summary, case decided on December 09, 2013 , LexisNexis #0114-003

In re England

Ruling
Case dismissed due to debtor's failure to complete required credit counseling.
Issue(s)
Whether the court should dismiss a debtor's chapter 13 bankruptcy petition because the debtor did not receive credit counseling within 180 days before she filed her petition and the court had already denied her motion to extend the time for completing credit counseling.

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Consumer opinion summary, case decided on September 27, 2013 , LexisNexis #1013-107

In re England

Ruling
Extension of time to obtain required credit counseling in debtor's fifth case denied.
Procedural posture

A chapter 13 debtor filed a motion for an extension of time to receive credit counseling after she filed her petition pursuant to 11 U.S.C.S. § 109(h)(3)(A).

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Consumer opinion summary, case decided on June 10, 2013 , LexisNexis #0713-072

In re Oliver

Ruling
Case dismissed due to failure to meet credit counseling requirement or show attempt to comply, disability or incapacity.
Procedural posture

Before the court was a pro se motion to waive the credit counseling requirement filed by debtor. The motion asserted that because of debtor's "incapacity" and "disability" the court should waive the requirement that he obtain credit counseling.

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Consumer opinion summary, case decided on March 25, 2013 , LexisNexis #0413-071

Bourgeois v. Bank of Am. (In re Bourgeois)

Ruling
Case properly dismissed as incarceration did not entitle debtor to waiver of credit counseling requirement.
Procedural posture

Chapter 7 debtor challenged an order from the United States Bankruptcy Court for the District of Minnesota, which denied his motion of reconsideration of its order dismissing the debtor's case.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on March 22, 2013 , LexisNexis #0413-106

In re Osborne

Ruling
Debtor could not claim use of outdated credit counseling certificate was grounds to vacate trustee's motion to reopen to administer undisclosed assets.
Procedural posture

Debtors filed a petition under chapter 7 of the Bankruptcy Code in November 2011 and received a discharge in March 2012. The court granted the chapter 7 trustee's motion to reopen the debtors' case to administer an asset not previously discovered, and the debtors filed a motion for an order vacating their discharge and dismissing their case, on grounds that they were ineligible to be debtors under 11 U.S.C.S. § 109(h).

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Consumer opinion summary, case decided on March 14, 2013 , LexisNexis #0413-001

In re Vernon

Ruling
Incarcerated debtor's case dismissed for failure to obtain required credit counseling.
Procedural posture

Bankruptcy debtors were incarcerated in state prisons when they filed their bankruptcy petition, and the debtors failed to obtain the credit counseling required by 11 U.S.C.S. § 109(h) for bankruptcy eligibility, either pre-petition or within the extended post-petition period granted by the court. The debtors were ordered to show cause why their case should not be dismissed.

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Consumer opinion summary, case decided on January 31, 2013 , LexisNexis #0313-002

In re Jackson

Ruling
Exemption from prepetition credit counseling requirement granted where debtor made credible good faith effort to complete counseling prior to filing petition.
Procedural posture

A chapter 13 debtor filed a motion for exemption from credit counseling due to exigent circumstances pursuant to 11 U.S.C.S. § 109(h)(3)(A).

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Consumer opinion summary, case decided on December 11, 2012 , LexisNexis #0413-036