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In re Brown

In re Brown

Ruling
Debtor could not strip down debt secured by junior lien assumed by former spouse and transferred to debtor as part of divorce settlement.
Issue(s)
Could debtor reclassify creditor's claim reclassified from secured to unsecured, modify the terms of the mortgage for the duration of the chapter 13 plan, and avoid the creditor's mortgage entirely upon discharge?

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Consumer opinion summary, case decided on September 11, 2015 , LexisNexis #1015-023