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In re Kernodle

In re Kernodle

Ruling
Reaffirmation agreement was enforceable despite certification of presumption of undue hardship where debtor's attorney also made a "no undue hardship" certification.
Procedural posture

The debtors filed an application for approval of a reaffirmation agreement with a credit union pursuant to 11 U.S.C.S. § 524(c). Neither the debtors nor their counsel appeared at a scheduled hearing on the application. The creditor argued that the reaffirmation agreement was enforceable without the entry of a court order approving the agreement.

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Consumer opinion summary, case decided on May 19, 2010 , LexisNexis #0810-020