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AmeriCredit Fin. Servs. v. Cruz (In re Cruz)

AmeriCredit Fin. Servs. v. Cruz (In re Cruz)

Ruling
Auto loan debt was dischargeable as to debtor spouse absent evidence of misrepresentation.
Procedural posture

Plaintiff creditor brought an adversary proceeding against defendant, chapter 7 debtor wife, seeking a determination that her debt for the purchase of a motor vehicle was nondischargeable of debt pursuant to 11 U.S.C.S. § 523(a)(2)(A), (B), (C), and 523(a)(6). The creditor alleged that the wife made financial and other misrepresentations in connection with the purchase, and moved for a default judgment.

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Consumer opinion summary, case decided on June 28, 2011 , LexisNexis #0711-118