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Faulkner v. CEFCU (In re Faulkner)

Faulkner v. CEFCU (In re Faulkner)

Ruling
Creditor's refusal to release title to vehicle until non-debtor co-owner paid deficiency did not violate discharge injunction.
Procedural posture

Debtor filed a complaint against creditor alleging that the creditor violated the discharge injunction, 11 U.S.C.S. § 524(a), by failing to release the title to her vehicle following her completion of her chapter 13 plan and entry of an order of discharge. The creditor argued that it was not required to release its lien and surrender title to the vehicle until the deficiency balance was paid by a non-filing co-debtor.

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Consumer opinion summary, case decided on May 17, 2013 , LexisNexis #0613-092