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In re Fowle

In re Fowle

Ruling
Debtor's motion to strip down the mortgagee's lien was granted even though section 1322 prohibited bifurcation since the mortgagee failed to respond to the motion.
Procedural posture

Bankruptcy debtors'confirmed chapter 13 plan provided for treatment of a mortgagee's claim as partially secured and partially unsecured. The debtors moved to strip down the mortgagee's lien with regard to the unsecured portion of the claim, and the mortgagee did not respond to the motion. The court sua sponte questioned whether bifurcation of the mortgagee's claim was proper under 11 U.S.C. § 1322(b)(2).

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opinion summary, case decided on April 20, 2006 , LexisNexis #0606-063