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Chase Bank USA v. Swanson (In re Swanson)

Chase Bank USA v. Swanson (In re Swanson)

Ruling
Credit card debt incurred for "luxury goods" was nondischargeable.
Procedural posture

Creditor, a credit card issuer, filed an adversary complaint alleging that certain of debtor's obligations on a credit card issued by creditor were nondischargeable pursuant to 11 U.S.C.S. § 523(a)(2)(A) and (C) as luxury goods or on the basis that debtor did not intend to pay the amounts involved. Debtor denied that the debt was nondischargeable. The matter was tried to the court.

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Consumer opinion summary, case decided on November 13, 2008 , LexisNexis #0409-048