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southern district of indiana

Todd, In re

Ruling
Order of contempt against the Indiana Department of Workforce Development (IDWD) granted as the creditor's garnishment of overpayed unemployment benefits was a violation of the discharge injunction. (Bankr. S.D. Ind.)
Issue(s)
Definitions; “Claim”.

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Consumer opinion summary, case decided on April 24, 2017 , LexisNexis #0517-123

Dior, In re

Ruling
Debtor's motion for a hardship discharge granted where debtor's failure to complete thepayments is due to circumstances for which she should not justly be held accountable. (Bankr.S.D. Ind.)
Issue(s)
Discharge; Hardship Discharge.

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Consumer opinion summary, case decided on April 14, 2017 , LexisNexis #0517-081

Galyan, In re--Cmty. First Bank of Ind. v. Galyan

Ruling
Debt was nondischargeable where debtor submitted false financial statements to the bank.(Bankr. S.D. Ind.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Fraud; False Financial Statement.

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Court :
Consumer opinion summary, case decided on April 13, 2017 , LexisNexis #0517-068

Hovious, In re

Ruling
Debtor was discharged from the post-petition homeowners' assessments regarding the lotbecause debtor ceased to enjoy any significant incidents of ownership. (Bankr. S.D. Ind.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Condominium or Cooperative Membership Association Fees and Assessments.

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Consumer opinion summary, case decided on February 15, 2017 , LexisNexis #0317-073

Burge, In re--Ind. Dep't of Workforce Dev. v. Burge

Ruling
Indiana Department of Workforce Development did not sustain its burden to prove thatdebtor should have known of another person's fraud as there was no testimonial ordocumentary evidence of the fund transfers which could have allowed debtor to discover t(Bankr. S.D. Ind.)
Issue(s)
Exceptions to Discharge; Types of Debt Excepted; Fraud; False Pretenses, False Representations or Actual Fraud.

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Consumer opinion summary, case decided on February 02, 2017 , LexisNexis #0317-015

In re Smith

Ruling
Confirmation denied due to failure to apply debtor’s disposable income for the applicablecommitment period. (Bankr. S.D. Ind.)
Issue(s)
Confirmation of Plan; Objections; Considerations on Objection By Trustee or Allowed Unsecured Claimholder; Application of Disposable Income.

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Consumer opinion summary, case decided on October 06, 2016 , LexisNexis #1116-034

In re Hurst

Ruling
Agreement with debtor’s former spouse for division of property did not create a nondischargeable domestic support obligation.
Issue(s)
Should confirmation be denied due to failure to treat debt to former spouse as a nondischargeable domestic support obligation?

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Consumer opinion summary, case decided on July 08, 2016 , LexisNexis #0816-010

In re Thornton

Ruling
Confirmation of plan including cramdown of secured claim denied due to undervaluation of mobile home and insufficient payments to secured creditor.
Issue(s)
Could claim secured by debtor's manufactured home be crammed down in debtor's plan?

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Consumer opinion summary, case decided on May 23, 2016 , LexisNexis #0616-067

Direct Capital Corp. v. Steele (In re Steele)

Ruling
Debtors' personal guarantee of financing of their company was dischargeable in absence of false representations or omissions.
Issue(s)
Was liability under debtors' personal guarantee of a loan to their business nondischargeable due to alleged false representations about their roles with the company?

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Consumer opinion summary, case decided on April 11, 2016 , LexisNexis #0516-015

Indiana Dept of Workforce Dev. v. Coulter (In re Coulter)

Ruling
Agency's claim for statutory penalties arising from unemployment repayment obligations was nondischargeable.
Issue(s)
Was claim for statutory penalties arising from benefits overpayments nondischargeable due to fraud?

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Consumer opinion summary, case decided on April 08, 2016 , LexisNexis #0516-016