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Ziegler v. Schwenker (In re Ziegler)

Ruling
Trustee allowed to sell debtor's remainder interest in property free and clear of claims of other remainder interest holders.
Procedural posture

Plaintiff bankruptcy trustee brought an adversary proceeding against defendant holders of remainder interests in real property in which the bankruptcy debtor also held a remainder interest, seeking authority to sell the remainder interest of the debtor free and clear of claims of the holders pursuant to 11 U.S.C.S. § 363(h). The trustee moved for summary judgment, and neither the debtor nor the holders responded to the motion.

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Consumer opinion summary, case decided on October 02, 2008 , LexisNexis #1208-009

Boday v. Franklin Credit Mgmt. Corp. (In re Boday)

Ruling
Mortgage creditor ordered to adjust records to reflect payments used by debtors to effect a cure.
Procedural posture

Chapter 13 debtors filed a complaint against a creditor, the holder of the debtors'mortgage, requesting that the court make a determination as to the amount due under its loan to the creditor, and requesting that the court award them damages, including attorney fees and punitive damages, for the creditor's failure to properly calculate the principal balance of their loan.

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Consumer opinion summary, case decided on October 02, 2008 , LexisNexis #0109-088

In re Baker

Ruling
Confirmation denied due to improper bifurcation of secured claim.
Procedural posture

Debtors filed a petition under chapter 13 of the Bankruptcy Code and an amended plan for repaying their creditors. A creditor filed an objection of confirmation of the debtors'plan.

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Consumer opinion summary, case decided on September 10, 2008 , LexisNexis #1208-085

Damschroeder v. Williams (In re Williams)

Ruling
Debts owed to third party creditors pursuant to divorce decree were nondischargeable.
Procedural posture

Plaintiff former spouse of defendant bankruptcy debtor brought an adversary proceeding seeking a determination that debts incurred by the debtor as a result of the decree dissolving the parties' marriage were nondischargeable in the debtor's bankruptcy under 11 U.S.C.S. § 523(a)(15). The spouse moved for summary judgment.

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Consumer opinion summary, case decided on August 22, 2008 , LexisNexis #1108-122

Ewing v. Bissonnette (In re Bissonnette)

Ruling
Debt held nondischargeable given sufficient evidence of fraudulent intent.
Procedural posture

Plaintiff claimants filed a complaint against defendant chapter 7 debtor, seeking to have certain obligations owed them by the debtor declared nondischargeable under 11 U.S.C.S. § 523(a)(2), § 523(a)(4), and § 523(a)(6). The claimants also sought a monetary judgment for actual damages, attorney's fees, and punitive damages.

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Consumer opinion summary, case decided on August 12, 2008 , LexisNexis #1108-118

In re Samson

Ruling
Objection to proof of claim overruled where creditor sufficiently established status as assignee of accounts.
Procedural posture

After the debtors' chapter 13 bankruptcy plan was confirmed, the successor to a creditor filed three proofs of claim pursuant to 11 U.S.C.S. § 502. The debtors objected to the claims. The bankruptcy court held an evidentiary hearing on the debtors' objection.

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Consumer opinion summary, case decided on August 04, 2008 , LexisNexis #1108-115

Harchar v. United States (In re Harchar)

Ruling
IRS administrative freeze on debtors' account did not violate stay.
Procedural posture

Defendant IRS and plaintiff debtors, a married couple, cross-moved for summary judgment on claims that IRS implementation of an administrative freeze on debtors' account, which purportedly delayed the payment of their 1999 tax refund, violated the automatic stay in 11 U.S.C.S. § 362(a)(3) and § 362(a)(6). Other claims arising from the same conduct for other years were reserved for separate consideration.

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Consumer opinion summary, case decided on July 14, 2008 , LexisNexis #0808-108

French v. Marion Gen. Hosp. (In re Patterson)

Ruling
Postpetition disclosure of debtor's medical billing records by creditor did not give rise to a cause of action on behalf of the estate.
Procedural posture

Plaintiff trustee brought an action asserting injury on behalf of debtors against defendant creditor, who placed debtors' medical billing records in the public domain. The trustee brought three causes of action: (1) breach of confidence; (2) invasion of privacy; and (3) a violation of the Health Insurance Portability and Accountability Act,.42 U.S.C.S. § 1320d. The creditor moved to dismiss pursuant to Fed. R. Bankr. P. 7012(b)(6).

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Consumer opinion summary, case decided on June 03, 2008 , LexisNexis #0708-079

In re Blankenship

Ruling
Chapter 7 case dismissed where debtors could fund chapter 13 case with revisions to disposable income calculation.
Procedural posture

The United States Trustee filed a motion to dismiss chapter 7 debtors'bankruptcy case pursuant to 11 U.S.C.S. § 707(b)(1) and § 707(b)(3).

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Consumer opinion summary, case decided on May 15, 2008 , LexisNexis #0608-118

In re Kaminski

Ruling
Case ordered converted or dismissed due to debtors' impermissible or excessive expenses which if adjusted would enable debtors to repay creditors.
Procedural posture

The United States Trustee (UST) filed a motion to dismiss the debtors'chapter 7 bankruptcy case, pursuant to 11 U.S.C.S. § 707(b)(1), (3), for abuse.

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Consumer opinion summary, case decided on April 14, 2008 , LexisNexis #0508-083