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Bordelon v. Boring (In re Boring)

Ruling
Judgment for damage to mobile home while it was being moved by debtor was dischargeable absent proof of willful and malicious injury.
Procedural posture

Plaintiff creditor brought an adversary complaint for a determination that his money judgment for $32,500 against defendant debtor was not dischargeable under 11 U.S.C.S. § 523(a)(6). Debtor had contracted to move creditor's mobile home for the agreed sum of $1600, with $500 paid as a down payment.

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Consumer opinion summary, case decided on March 22, 2011 , LexisNexis #0411-119

In re Franklin

Ruling
Creditor could not file proof of claim after bar date and plan confirmation.
Procedural posture

The creditor in a Chapter 13 bankruptcy case sought relief from the claim bar date to file a proof of claim for residential mortgage arrearages.

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Consumer opinion summary, case decided on March 04, 2011 , LexisNexis #0411-046

Tower Credit Inc. v. Combs (In re Combs)

Ruling
Misleading loan application gave rise to nondischargeable debt.
Procedural posture

Plaintiff lender brought an adversary proceeding against defendant bankruptcy debtors seeking a determination that a loan debt to the lender was nondischargeable under 11 U.S.C.S. § 523(a)(2)(A), (B) based on the debtors' false statements in their application to obtain a loan from the lender.

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Consumer opinion summary, case decided on May 26, 2010 , LexisNexis #0810-088

In re Rushing

Ruling
Late-filed proofs of claim based on misrepresentations by debtor allowed as unsecured, nonpriority claims.
Procedural posture

A trustee objected to the claims of three creditors against the estate of the chapter 7 debtors. In part, his objection was based on the fact that the claims were untimely under 11 U.S.C.S. § 502(b)(9).

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Consumer opinion summary, case decided on March 03, 2010 , LexisNexis #0510-047

McMillan v. United States (In re APCO Liquidating Trust)

Ruling
Governmental agencies ordered to comply with trustee's subpoena for environmental remediation documentation.
Procedural posture

Plaintiff liquidating trustee in a bankruptcy debtor's case petitioned to enforce a subpoena issued to a consultant which recommended a remediation plan for environmental damage caused by the debtor's alleged disposal of hazardous materials. The consultant turned over the requested documents to defendant governmental agencies which directed the consultant to perform the site analysis, and the agencies claimed a deliberative process privilege.

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Commercial opinion summary, case decided on December 14, 2009 , LexisNexis #0110-067

In re Melancon

Ruling
Debtor could claim national IRS health care allowance even where actual expenses were lower.
Procedural posture

A chapter 13 trustee objected to the confirmation of a debtor's plan as based on an incorrect calculation of disposable income due to his improper deduction for health care expenses.

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Consumer opinion summary, case decided on February 19, 2009 , LexisNexis #0409-094

Tower Credit Inc. v. Touchet (In re Touchet)

Ruling
Auto loan debt was nondischargeable due to debtor's misrepresentations during application process.
Procedural posture

Plaintiff creditor filed an adversary proceeding against defendant debtor seeking a determination that its debt was nondischargeable pursuant to 11 U.S.C.S. § 523(a)(2)(A). The creditor should have proceeded under 11 U.S.C.S. §523(a)(2)(B) because the debtor's credit application was in writing. However, the evidence amended the creditor's complaint to include a cause of action under 11 U.S.C.S. §523(a)(2)(B).

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Consumer opinion summary, case decided on September 30, 2008 , LexisNexis #0109-078

Liquidating Supervisor for Riverside Healthcare Inc. v. Sysco Food Servs. of San Antonio LP (In re Riverside Healthcare Inc.)

Ruling
Preference period payments made in similar fashion to prepreference period payments were made in ordinary course of business and were not avoidable.
Procedural posture

Plaintiff liquidating supervisor for the chapter 11 debtors sued defendant creditor to avoid preferential transfers under 11 U.S.C.S. § 547. The parties stipulated that the only issue was whether the ordinary course of business exception under 11 U.S.C.S. § 547(c)(2) applied to the transfers at issue.

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Commercial opinion summary, case decided on September 11, 2008 , LexisNexis #1108-064

In re Horrobin

Ruling
Debtor's surrender of 910 vehicle did not bar creditor from seeking deficiency.
Procedural posture

A creditor objected to a debtor's chapter 13 plan based upon the treatment of its claim.

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Consumer opinion summary, case decided on August 04, 2008 , LexisNexis #1008-126

Brooke Credit Corp. v. Lobell (In re Lobell)

Ruling
Debtor's conversion of collateral with intention of harming creditor resulted in nondischargeable debt.
Procedural posture

Plaintiff creditor sued defendant chapter 7 debtor, an insurance agent who had been a franchisee of the creditor and received financing from the creditor, seeking to prevent the discharge of debtor and to except her debt to it from discharge on several grounds.

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Consumer opinion summary, case decided on June 19, 2008 , LexisNexis #1108-078