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In re Smith

Ruling
Plan could modify interest rate on note that was immediately due and payable.
Issue(s)
Could debtor's plan modify interest rate on loan that had reached maturity and was due and payable in full?

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Consumer opinion summary, case decided on August 23, 2013 , LexisNexis #0913-101

Ward v. United States Dept of Educ. (In re Ward)

Ruling
Student loans were nondischargeable under Brunner test absent evidence that debtor's financial condition would continue for significant portion of repayment period.
Issue(s)
Whether forces beyond healthy, educated debtor's control entitled him to an undue hardship discharge of student loan debt and whether the Brunner test for dischargeability of student loan debt is impermissibly vague.

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Consumer opinion summary, case decided on August 09, 2013 , LexisNexis #0913-016

In re New Hope Christian Church

Ruling
Good faith attempts by debtor to retain property and effectuate a plan were not cause for dismissal of debtor's second case or relief from stay.
Issue(s)
Did debtor's lack of a going concern and hold on to assets in order to generate rental income amount to bad faith that would require dismissal.

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Commercial opinion summary, case decided on July 16, 2013 , LexisNexis #1013-096

In re Quantum Cool LLC

Ruling
Involuntary petition dismissed due to existence of bona fide dispute as to petitioning creditor's claims.
Procedural posture

Pursuant to 11 U.S.C.S. § 303(h), a debtor moved to dismiss an involuntary petition filed by petitioning creditors. The debtor also sought an award of reasonable costs and attorney's fees under § 303(i)(1) and punitive damages under § 303(i)(2). Only one petitioning creditor appeared. The issues were limited to whether the debtor's liability to the creditor was subject to a bona fide dispute and whether the petition was filed in bad faith.

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Commercial opinion summary, case decided on July 15, 2013 , LexisNexis #0813-036

In re Campbell

Ruling
Debtor awarded fees, but not monetary sanctions, for creditor's misidentification of claim as secured.
Procedural posture

In this chapter 13 action, before the court was the debtor's motion for sanctions against the City of Raleigh, a creditor in her chapter 13 case, on grounds that the City filed a claim classifying her debt as secured despite having no basis upon which to do so.

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Consumer opinion summary, case decided on June 05, 2013 , LexisNexis #0613-106

In re Bath Bridgewater S. LLC

Ruling
Confirmation denied due to failure to satisfy fair and equitable test for cram down.
Procedural posture

Pending before the court was the matter taken under advisement in connection with the court's order of September 20, 2012: specifically, whether a certain creditor had a deficiency claim, and if not, whether debtor's plan of reorganization should be confirmed pursuant to 11 U.S.C.S. § 1129(b).

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Commercial opinion summary, case decided on March 12, 2013 , LexisNexis #0413-026

Oparaji v. Wells Fargo Bank (In re Oparaji)

Ruling
Creditor's failure to disclose total amount owed in debtor's first chapter 13 case was not grounds for disallowance of full claim in second case.
Procedural posture

In this chapter 13 case, the debtor filed an adversary proceeding against defendant creditor seeking a declaratory judgment disallowing the creditor's proof of claim based on theories of judicial and equitable estoppel. The court granted the objection on judicial estoppel grounds but that decision was reversed. The creditor sought summary judgment on the remainder of the debtor's complaint.

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Consumer opinion summary, case decided on March 08, 2013 , LexisNexis #0413-045

In re Clements

Ruling
Claim temporarily allowed so that creditor could vote on debtor's plan.
Procedural posture

Debtor declared chapter 11 bankruptcy and proposed a plan for paying his creditors. A creditor filed a claim in the amount of $4,391,057 against the debtor's bankruptcy estate, and the debtor filed an objection to the claim. The creditor filed a motion by and through her guardian which requested an order pursuant to Fed. R. Bankr. P. 3018 that temporarily allowed her claim so she could vote on the debtor's plan.

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Consumer opinion summary, case decided on March 04, 2013 , LexisNexis #0313-137

In re Brier Creek Corporate Ctr. Assocs. Ltd.

Ruling
Motion for stay pending appeal of order staying arbitration until confirmation hearing denied .
Procedural posture

Debtors, a limited partnership and affiliated businesses, filed an action against a bank in state court, and after the debtors declared chapter 11 bankruptcy and the case was moved to the bankruptcy court, the court granted the debtors' motion for an order staying arbitration which the bank had demanded against individuals and entities that guaranteed debts the debtors owed. The bank asked the court to stay its order pending appeal.

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Commercial opinion summary, case decided on February 12, 2013 , LexisNexis #0313-033

In re Brier Creek Corporate Ctr. Assocs. Ltd. Pship v. Bank of Am. (In re Brier Creek Corporate Ctr. Assocs. Ltd. Pship)

Ruling
Bankruptcy court refused to abstain from or compel arbitration of contract suit that addressed core issues relating to creditor bank's claims.
Procedural posture

Debtors, a limited partnership and affiliated businesses, filed an action against a bank in state court, and after the debtors declared chapter 11 bankruptcy and the case was moved to the bankruptcy court, the bank filed a motion which asked the court to abstain from hearing the case and to compel arbitration. The court held a hearing on the bank's motion.

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Commercial opinion summary, case decided on February 08, 2013 , LexisNexis #0413-030