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Melnik, In re--Reddy v. Melnik

Ruling: 
Debt was dischargeable as the plaintiffs failed to prove the requisite elements of materiality, reliance, and fraudulent intent. (Bankr. N.D.N.Y.)
Issue: 
Exceptions to Discharge; Types of Debt Excepted.
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Consumer case opionion summary, case decided on September 28,2018, LexisNexis #1118-042