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Santander Consumer USA Inc. v. Houlik (In re Houlik)

Santander Consumer USA Inc. v. Houlik (In re Houlik)

Ruling
Award of sanctions for creditor's repossession of vehicle one year after confirmation and two months after case was closed without discharge reversed and vacated.
Procedural posture

Creditor challenged an order of the U.S. Bankruptcy Court for the District of Kansas awarding actual damages of $474 and punitive damages of $25,000 to appellees, the individual chapter 11 debtors, as a sanction for its repossession of their vehicle.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on October 29, 2012 , LexisNexis #1112-080