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Ridge v. Union Acceptance Corp. (In re Ridge)

Ridge v. Union Acceptance Corp. (In re Ridge)

Ruling
Creditor's interest in insurance proceeds of vehicle totalled postpetition limited to value of interest in vehicle on petition date.
Procedural posture

Debtors were involved in an accident after confirmation of their chapter 13 plan. The vehicle, in which creditor held a secured claim, was deemed a total loss by the debtors'insurer. The debtors objected to a claim filed by the creditor's assignee. The issue was whether the proceeds from the debtors'insurance policy were property of the estate.

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Consumer opinion summary, case decided on August 06, 2007 , LexisNexis #1107-064