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§ 524(j)

Morales, In re

Ruling
Correspondence from creditor related to valid lien that did not coerce debtor to makepayments did not violate the discharge injunction. (Bankr. D.P.R.)
Issue(s)
Effect of Discharge; Exceptions to Injunction; Payments in Lieu of In Rem Relief.

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Judge or Jurisdiction information not available
Consumer opinion summary, case decided on September 10, 2019 , LexisNexis #1119-010

Manning v. CitiMortgage Inc. (In re Manning)

Ruling
Creditor's insistence on second postdischarge reaffirmation agreement did not violate discharge injunction.
Issue(s)
Did creditor violate discharge injunction by requesting that debtor enter into second, postdischarge reaffirmation agreement?

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Consumer opinion summary, case decided on February 27, 2014 , LexisNexis #0314-122

Jones v. Bac Home Loan Servicing LP (In re Jones)

Ruling
Postdischarge letter from creditor fell within periodic payment on secured debt exception to discharge injunction.
Procedural posture

The debtor in the reopened case, brought an adversary complaint seeking damages for a willful violation of the automatic stay under 11 U.S.C.S. § 362, the violation of the discharge injunction under 11 U.S.C.S. § 524. Defendant, her mortgage creditor, moved for summary judgment on the claims.

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Consumer opinion summary, case decided on November 25, 2009 , LexisNexis #0410-090