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§ 522(b)

Gordon v. Wadsworth (In re Gordon)

Ruling
Debtor could not claim state exemption in funds paid out of retirement plan.
Issue(s)
Could debtors claim a state exemption in funds paid out of a retirement plan into a savings account?

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on June 26, 2015 , LexisNexis #0715-080

Hardy v. Fink (In re Hardy)

Ruling
Debtor could claim state law exemption in portion of tax refund based on federal Additional Child Tax Credit.
Issue(s)
Whether a portion of a tax refund based on the Additional Child Tax Credit (ACTC), 26 U.S.C.S. § 24(d), was exempt from a debtor's bankruptcy estate as a public assistance benefit under Missouri law.

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on June 02, 2015 , LexisNexis #0615-121

In re Nolte

Ruling
Debtor could claim exemption in IRA.
Issue(s)
Could debtor claim an exemption in an IRA account?

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Consumer opinion summary, case decided on May 05, 2015 , LexisNexis #0515-117

In re Haines

Ruling
Exemption allowed in brokerage account held by debtor and non-debtor spouse as tenants by the entirety.
Issue(s)
If a couple has the choice of checking the "tenants by the entirety" box on an account application, but fails to do so, is that failure sufficiently strong evidence to overcome the presumption when a bankruptcy trustee objects to the debtor's exemption of that account as entireties property?

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Consumer opinion summary, case decided on April 14, 2015 , LexisNexis #0515-009

Running v. Miller (In re Miller)

Ruling
Annuity paid for with funds from qualified IRA as a rollover contribution properly held to be exempt.
Issue(s)
Was bankruptcy court correct in allowing an exemption in debtor's annuity?

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Court :
Judge or Jurisdiction information not available
Consumer opinion summary, case decided on February 13, 2015 , LexisNexis #0315-045

In re Gilbraith

Ruling
Plan was qualified on petition date and in substantial compliance with the Internal Revenue Code so as to be presumed exempt.
Issue(s)
Was pension plan properly qualified and in substantial compliance with the Internal Revenue Code for funds in the plan to be exempt?

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Consumer opinion summary, case decided on December 24, 2014 , LexisNexis #0115-081

In re Reeves

Ruling
State law exemptions allowed where trustee did not file timely objection.
Issue(s)
Whether the bankruptcy court's prior order approving a personal injury settlement and authorizing certain disbursements from that settlement, including $15,000 to the debtors in payment of their personal bodily injury exemption under state law, precluded the debtors under the principles of res judicata and collateral estoppel from claiming additional exemptions?

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Consumer opinion summary, case decided on November 26, 2014 , LexisNexis #1214-116

In re Pace

Ruling
Joint debtors were not entitled to claim separate state exemptions in homestead.
Issue(s)
Whether joint debtors are permitted to separately claim the homestead exemptions under state law, effectively allowing a married couple to exempt equity in the full amount of two exemptions in their home?

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Consumer opinion summary, case decided on October 10, 2014 , LexisNexis #1114-015

In re Capelli

Ruling
Debtor could claim exemption in property owned by entireties with creditor.
Issue(s)
Was debtor barred from claiming an exemption in property owned with creditor in a tenancy by the entirety?

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Consumer opinion summary, case decided on September 29, 2014 , LexisNexis #1014-085

Clark v. Rameker

Ruling
Funds in an inherited individual IRA are not exempt "retirement funds."
Procedural posture

Prior to filing their Chapter 7 case, the debtor wife inherited an IRA from her mother. The debtor wife, who was the sole beneficiary on the account, elected to take monthly distributions from the account. In their subsequently filed Chapter 7 case, the d

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Consumer opinion summary, case decided on June 12, 2014 , LexisNexis #0614-114