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§ 362(h)(1)

Arnold, In re

Ruling
Sanctions denied against creditor for collection calls regarding car debt as the stay terminated when debtor failed to redeem or reaffirm debt within 30 days. (Bankr. W.D. Va.)
Issue(s)
Automatic Stay; Termination With Regard to Personal Property; Conditions.

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Consumer opinion summary, case decided on August 26, 2024 , LexisNexis #1124-004

Lee, In re

Ruling
Court denied debtor's motion to reconsider as debtor did not offer any reason against grantingrelief from the automatic stay when the credit union first requested it and she offered nocompelling reason in support of the current motion. (Bankr. W.D. Mich.)
Issue(s)
Automatic Stay; Termination With Regard to Personal Property; Conditions; Failure

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Consumer opinion summary, case decided on March 19, 2024 , LexisNexis #0524-056

McCray, In re

Ruling
Debtor failed to file a proper statement of intention as regards the mobile home and failed toact accordingly as well, thus causing the stay to be lifted and the mobile home to be separatedfrom the estate property. (Bankr. E.D. Mich.)
Issue(s)
Automatic Stay; Termination With Regard to Personal Property; Conditions.

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Consumer opinion summary, case decided on November 30, 2017 , LexisNexis #0118-006

In re Stanford

Ruling
Lease agreements that were not assumed were not subject to the automatic stay.
Issue(s)
Were alleged leases, not timely assumed by the trustee, subject to the automatic stay?

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Consumer opinion summary, case decided on August 20, 2014 , LexisNexis #0914-079

Gordon v. United States (In re Sissine)

Ruling
State department of revenue and IRS did not violate stay by withholding tax refunds due to lack of notice and outstanding Trust Fund Recovery Penalty liabilities respectively.
Procedural posture

Plaintiff chapter 7 trustee filed an adversary proceeding against defendants, the Georgia Department of Revenue (GDOR) and United States of America, claiming, inter alia, that defendants violated the stay that was imposed when a debtor declared bankruptcy and were liable under former 11 U.S.C.S. § 362(h)(1) (recodified in 2005 as 11 U.S.C.S. § 362(k)(1)) in damages. The parties filed cross-motions for summary judgment.

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Consumer opinion summary, case decided on May 27, 2010 , LexisNexis #0910-066

DaimlerChrysler Fin. Servs. Americas LLC v. Jones (In re Jones)

Ruling
Order for return of vehicle repossessed after debtors failed to redeem or reaffirm reversed.
Procedural posture

Defendant creditor appealed a decision of the Bankruptcy Court for the Southern District of West Virginia, which ordered the creditor to return to plaintiffs, a chapter 7 debtor and his non-debtor wife, the vehicle it repossessed.

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Consumer opinion summary, case decided on September 29, 2008 , LexisNexis #0109-073

In re Hoisington

Ruling
Relief from stay to proceed against interest in motor vehicle not necessary where stay had terminated due to debtor's failure to surrender, redeem or reaffirm.
Procedural posture

Movant creditor sought relief from stay in connection with its interest in a vehicle. Specifically, the creditor asked the court to allow it to proceed against the property as permitted by 11 U.S.C.S. § 362(h)(1)(A). Debtors, seeking to retain the vehicle, opposed the motion.

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Consumer opinion summary, case decided on January 30, 2008 , LexisNexis #0208-109

In re Steinhaus

Ruling
Stay terminated 30 days after filing where debtor did not elect to either redeem or reaffirm debt secured by automobile.
Procedural posture

A creditor filed a motion to confirm termination of an automatic stay, compel surrender of a vehicle, and authorize foreclosure upon the vehicle in the debtors'chapter 7 case. The court held a hearing on the motion.

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opinion summary, case decided on September 01, 2006 , LexisNexis #1006-042

In re Boring

Ruling
Motion to confirm absence of automatic stay was granted since debtor's statement of intention failed to state whether debtor was reaffirming, redeeming, or surrendering collateral securing debt.
Procedural posture

A creditor filed a motion to confirm the absence of the automatic stay after the debtor failed to affirmatively state on her statement of intention whether she was reaffirming, redeeming, or surrendering the collateral that secured her debt.

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opinion summary, case decided on May 30, 2006 , LexisNexis #0806-005

In re Bennet

Ruling
Reaffirmation of debt secured by real property denied as not in best interests of debtor since payments were current and ride-through limits applied only to personal property.
Procedural posture

The debtors and a creditor sought approval of a reaffirmation agreement regarding real property.

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opinion summary, case decided on May 26, 2006 , LexisNexis #1006-041