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In re Stalica

In re Stalica

Ruling
Creditor entitled to unsecured deficiency claim after surrender and sale of "910" vehicle.
Procedural posture

The debtor filed an objection to creditor's deficiency claim after the debtor surrendered his vehicle. The issue was the effect of 11 U.S.C. § 1325(a) (hanging paragraph referencing paragraph 5) on the deficiency claim of a secured lender when the debtor surrendered a "910 day" vehicle.

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Consumer opinion summary, case decided on August 24, 2007 , LexisNexis #1007-055